921 Main St, Sandpoint, ID 83864 Property Records

Bonner County property record for 921 Main St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 2020
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,995 (Mar 2026)
Tax Bill	$4,921 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS050001401A0A`

Property Details

APN / Parcel Number

Primary APN	`RPS050001401A0A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,685 sqft Finished Area
1st Floor Area	1,685 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Flat
Roof Material	Galvanized Metal
Lot Area	7,754 sqft (0.178 acres)
Garage Type	Mixed
Garage Area	378 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Street Address	921 MAIN ST
City	SANDPOINT
State	ID
Zip	83864-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADDN C BLK 14 LOT 1A REPLAT
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADDN
Legal Block	14
Legal Lot Number	1A
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1046
Census Tract	950300

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	921 MAIN ST, SANDPOINT, ID 83864-1938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Jun 28, 2019	Intrafamily Transfer, Transfer · Construction Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20261059937
Prior Transfer Date	Mar 18, 2026
Prior Transfer Doc	0001059937
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	921 MAIN ST, SANDPOINT, ID 83864-1938
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 MAIN ST, SANDPOINT, ID 83864-1938

Mortgage

Document Number	0001059938
Date	Mar 31, 2026
Instrument	1059938

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	PONDERAY, ID 83852

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	921 MAIN ST, SANDPOINT, ID 83864-1938
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	967474
Date	Oct 9, 2020
Instrument	967474

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 28, 2019
Property Address	921 MAIN ST, SANDPOINT, ID 83864-1938
Document Number	940892
Map Reference	MB 13 PG 62
Instrument Date	Jun 28, 2019
Instrument	940892
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1919 ASPEN CT, SANDPOINT, ID 83864-2322

Mortgage

Document Number	940893
Date	Jun 28, 2019
Instrument	940893

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	9%

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$902,449 (-3.19%)	$902,449 (-3.19%)
2025	$4,921.00 (+30.88%) Homeowner's exemption	$932,139 (+21.09%) Land $264,149 Building $667,990	$932,139 (+21.09%) Land $264,149 Building $667,990
2023	$3,760.00 Homeowner's exemption	$769,820 Land $245,431 Building $524,389	$769,820 Land $245,431 Building $524,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Kaniksu Internet, T-Mobile.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures