Osceola County property record for 921 Ladyfish Trl, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $640,000 (May 2026) |
| Tax Bill | $3,653 (2025) |
| Deeds & Mortgages | Jul 2026 Sale May 2026 Sale & Mortgage |
| APN | 29-25-31-0945-0001-0980 |
| Primary APN | 29-25-31-0945-0001-0980 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,276 sqft (0.19 acres) |
|---|
| Street Address | 921 LADYFISH TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-6931 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 98 |
| Legal Subdivision | WATERS AT CENTER LAKE RANCH PHASE 1B |
| Legal Lot Number | 98 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 43700 |
Source: Osceola County records · APN 29-25-31-0945-0001-0980
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 921 LADYFISH TRL, SAINT CLOUD, FL 34771-6931 |
| Owner Type | Company |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 28, 2026 | Special Warranty Deed · Conventional Mortgage CHANGE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Deed Document Number | 202669693 |
| Deed Book / Page | 6978 / 339 |
| Prior Transfer Date | May 27, 2026 |
| Prior Transfer Doc | 0000091013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 921 LADYFISH TRL, SAINT CLOUD, FL 34771-6931 |
| Document Number | 0000091013 |
| Book / Page | 7002 / 2036 |
| Instrument Date | May 27, 2026 |
| Instrument | 202691013 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 921 LADYFISH TRL, SAINT CLOUD, FL 34771-6931 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 28, 2026 |
| Property Address | 921 LADYFISH TRL, SAINT CLOUD, FL 34771-6931 |
| Document Number | 0000069693 |
| Book / Page | 6978 / 339 |
| Instrument Date | May 26, 2026 |
| Instrument | 202669693 |
| Record Updated | Jun 10, 2026 |
| Title Company | INSURED TITLE, INSPIRED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452,480.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 921 LADYFISH TRL, SAINT CLOUD, FL 34771-6931 |
| Document Number | 0000069694, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202669694 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,653.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · Last verified October 2026
| Flood Insurance Cost | Premium on Record median of 70 individual NFIP policies nearby |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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