921 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 921 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 2,340 sqft · built 2022
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$568,200 (Mar 2022)
Tax Bill	$10,487 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-597037`

Property Details

APN / Parcel Number

Primary APN	`02-597037`
Alternative APN	`597037`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	890 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	90 sqft
Balcony Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	597037
Street Address	921 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3426
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 208 SECTION 5 PL 2,000 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	SUBDIVISION KNOWN AS FINAL PLAT
Legal Lot Number	208
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1015
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

921 Holden Rd, a townhouse, is owned and occupied by two individuals who bought it in March 2022.

Source: Frederick County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	921 HOLDEN RD, FREDERICK, MD 21701-3426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Jan 15, 2020	Deed, Transfer · Commercial Mortgage REVERE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Jan 15, 2020 · Amount on File
Deed Book / Page	15801 / 387
Record Updated	Oct 29, 2026

March 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 21, 2022
Property Address	921 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0158010387
Book / Page	15801 / 387
Map Reference	MB 100 PL 167
Instrument Date	Mar 11, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	921 HOLDEN RD, FREDERICK, MD 21701-3426

Mortgage

Document Number	0015801396
Date	Mar 21, 2022
Instrument	15801/396

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 15, 2020
Property Address	921 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0134660383
Book / Page	13466 / 0383
Map Reference	MB 100 PG 167
Instrument Date	Jan 10, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Tax	$4,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 BEVERLY RD STE 240, 1355, MCLEAN, VA 22101-3649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5283 CORPORATE DR STE 300, 300, FREDERICK, MD 21703-2880
Investor	Possibly a Property Investor

Mortgage

Document Number	0134660389
Date	Jan 15, 2020
Instrument	13466/0389

Lender

Name	REVERE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 921 Holden Rd was $10,487 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,433	$577,900 Land $165,000 Building $412,900
2025	$10,487.00
2023	$9,107.00	$501,700	$569,700 Land $165,000 Building $404,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 Holden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Holden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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