921 Emerald Downs, Garnet Valley, PA 19060 Property Records

Delaware County property record for 921 Emerald Downs, Garnet Valley, PA 19060

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,198 sqft · built 2005
Lot Size	0.234 acres (10,180 sqft)
Owner	2 Individual Names on File
Last Sale	$319,900 (Jul 2005)
Tax Bill	$8,331 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-00602-03`

Property Details

APN / Parcel Number

Primary APN	`03-00-00602-03`
Alternative APN	`03-13-122:005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,198 sqft Living Area
1st Floor Area	2,198 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,180 sqft (0.234 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0313122005
Street Address	921 EMERALD DOWNS
City	GARNET VALLEY
State	PA
Zip	19060-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STY HSE 2C GAR ADD 10,180SF LOT 6
Legal Subdivision	PROPERTY/BELMONT
Legal Lot Number	6
Jurisdiction	DELAWARE PA
Township / Civil Division	BETHEL
Census Block Group	1
Census Block	1007
Census Tract	410403

Owner

921 Emerald Downs is owned and occupied by two individuals who bought it in July 2005.

Source: Delaware County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	921 EMERALD DOWNS, GARNET VALLEY, PA 19060-1017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2005 · Amount on File
Deed Sale	Jul 15, 2005 · Amount on File
Deed Document Number	200565454
Deed Book / Page	3540 / 337
Record Updated	Sep 20, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Jun 22, 2020
Property Address	921 EMERALD DOWNS, GARNET VALLEY, PA 19060-1017
Document Number	0065361810
Book / Page	6536 / 1810
Map Reference	VOL 25 PG 172
Instrument Date	Jun 11, 2020
Instrument	2020032136
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	SAGE PREMIER SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	921 EMERALD DOWNS, GARNET VALLEY, PA 19060-1017

Mortgage

Document Number	0065361814
Date	Jun 22, 2020
Instrument	6536/1814

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 921 Emerald Downs was $8,331 with a homeowner's exemption.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Bethel Township
Unified School District	Garnet Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,331.00 Homeowner's exemption	$328,780 Land $73,840 Building $254,940	$328,780 Land $73,840 Building $254,940
2024		$328,780 Land $73,840 Building $254,940
2023	$7,443.00 Homeowner's exemption
2021			$328,780 (-)
2020			$328,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 Emerald Downs in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Emerald Downs is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER BETHEL private · serves 7,809 people · EPA ID PA1230012
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20