921 Elliott Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 921 Elliott Rd, West Jefferson, NC 28694

Property Summary

Property TypeSingle Family Home
Lot Size0.671 acres (29,229 sqft)
OwnerCompany Name on File
Last Sale$95,000 (Sep 2020)
Tax Bill$826 (2026)
Deeds & MortgagesDec 2022 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19186-099

Property Details

APN / Parcel Number

Primary APN19186-099
Alternative APNs
  • 192968374957
  • 106747

Exterior

Lot Area29,229 sqft (0.671 acres)

Location & Zoning

Account Number106747
Old Parcel Number19186099
Street Address921 ELLIOTT RD
CityWEST JEFFERSON
StateNC
Zip28694-8191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.671 AC (PB 10/205)
JurisdictionASHE NC
Township / Civil DivisionWEST JEFFERSON
Census Block Group1
Census Block1022
Census Tract970502

Owner

921 Elliott Rd is owned by a company that bought it in September 2020.

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address9164 NC HIGHWAY 88 E, LAUREL SPRINGS, NC 28644-8634
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN LIBERTY MORTGAGE INC
Mar 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN LIBERTY MORTGAGE INC
Sep 18, 2020Warranty Deed, Transfer · Commercial Mortgage
MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2020 · Amount on File
Deed SaleSep 18, 2020 · Amount on File
Deed Document Number20204635
Deed Book / Page517 / 341
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address921 ELLIOTT RD, WEST JEFFERSON, NC 28694-8191
Transaction TypeMortgage
Record UpdatedJan 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00548/1665
DateDec 19, 2022
Book Page548/1665
Instrument6613
Lender
NameAMERICAN LIBERTY MORTGAGE INC
TypeMortgage Company
AddressDENVER, CO 80211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address921 ELLIOTT RD, WEST JEFFERSON, NC 28694-8191
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00539/1099
DateMar 18, 2022
Book Page539/1099
Instrument1444
Lender
NameAMERICAN LIBERTY MORTGAGE INC
TypeMortgage Company
AddressDENVER, CO 80211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateSep 18, 2020
Property Address921 ELLIOTT RD, WEST JEFFERSON, NC 28694-8191
Document Number000517/341
Book / Page517 / 341
Instrument DateSep 16, 2020
Instrument4635
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2360 NC HIGHWAY 88 W, 2360, WEST JEFFERSON, NC 28694-7194

Transferred To (Grantee/Buyer)

NameVerified Name
Address2551 GLENWOOD ST, KANNAPOLIS, NC 28083-8109

Mortgage

Document Number0000004636
DateSep 18, 2020
Instrument4636
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term9 Months
DueJun 16, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 921 Elliott Rd was $826.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$826.00$141,500 (-) Land $18,400 Building $123,100$141,500 (-) Land $18,400 Building $123,100
2025$826.00$141,500 Land $18,400 Building $123,100$141,500 Land $18,400 Building $123,100
2023$798.00 (-21.99%)$141,500 (+23.26%) Land $18,400 Building $123,100$141,500 (+23.26%) Land $18,400 Building $123,100
2022$1,023.00$114,800 Land $10,000 Building $104,800$114,800 Land $10,000 Building $104,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 Elliott Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2024)
Most Recent ClaimOct 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Elliott Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

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