921 E Oak Dr, Bayfield, CO 81122 Property Records

La Plata County property record for 921 E Oak Dr, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,656 sqft · built 1994
Lot Size	0.496 acres (21,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jun 2014)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5677-013-05-001`

Property Details

APN / Parcel Number

Primary APN	`5677-013-05-001`
Alternative APN	`R002546`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	1,992 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Lot Area	21,598 sqft (0.496 acres)
Garage Type	Attached
Garage Area	336 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	84 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R002546
Street Address	921 E OAK DR
City	BAYFIELD
State	CO
Zip	81122-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CEDAR HILLS (BAY) BLOCK: 0 LOT: 52 CEDAR HILLS SUB, BAYFIELD 921 E OAK DR BAYFIELD 81122
Legal Subdivision	CEDAR HILLS (BAY)
Legal Block	1
Legal Lot Number	52
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	1
Census Block	1024
Census Tract	970602

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	921 E OAK DR, BAYFIELD, CO 81122-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2014 · Amount on Record
Deed Sale	Jun 5, 2014 · Amount on Record
Prior Sale	Apr 12, 2010 · Amount on Record
Deed Document Number	20141082091
Last Transfer Date	Jun 22, 2015
Transfer Doc	0001098443
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	921 E OAK DR, BAYFIELD, CO 81122-9113
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001188454
Date	Mar 12, 2021
Instrument	1188454

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	921 E OAK DR, BAYFIELD, CO 81122-9113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001172991
Date	Jun 24, 2020
Instrument	1172991

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Bayfield Town
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,200 (-2.09%) Land $5,130 Building $22,070	$444,440 (-) Land $83,850 Building $360,590
2025	$1,969.00 (+43.2%)	$27,780 (+26.56%) Land $5,240 Building $22,540	$444,440 (+35.66%) Land $83,850 Building $360,590
2023	$1,375.00 (+1.1%)	$21,950 (+5.73%) Land $3,450 Building $18,500	$327,610 (+9.69%) Land $51,550 Building $276,060
2022	$1,360.00	$20,760 Land $3,700 Building $17,060	$298,670 Land $53,210 Building $245,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 62% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BAYFIELD serves 2,300 people · EPA ID CO0134030
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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