921 E 5th St, Duluth, MN 55805 Property Records

St. Louis County property record for 921 E 5th St, Duluth, MN 55805

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 2 ba · 2,056 sqft · built 1891
Lot Size	0.08 acres (3,511 sqft)
Owner	Company Name on Record
Last Sale	$719,284 (Aug 2017)
Tax Bill	$3,268 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3830-18550`

Property Details

APN / Parcel Number

Primary APN	`010-3830-18550`
Alternative APN	`899491`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,056 sqft Gross Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	3,511 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	147 sqft
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	899491
Street Address	921 E 5TH ST
City	DULUTH
State	MN
Zip	55805-2123
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0011 BLOCK:112 SERIAL #
Legal Subdivision	PORTLAND DIV OF DULUTH
Legal Block	112
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	1200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4599 DATKA RD, DULUTH, MN 55803-9233
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR
Aug 21, 2017	Warranty Deed, Transfer · Line of Credit FRANDSEN BK&TR
Aug 14, 2017	Warranty Deed, Transfer · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Apr 6, 2010 · Amount on Record
Deed Document Number	20171315929
Prior Transfer Date	Oct 9, 2008
Prior Transfer Doc	0001094034
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	921 E 5TH ST, DULUTH, MN 55805-2123
Document Number	00A1392088
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	921 E 5TH ST DULUTH MN 558052123, DULUTH, MN 55805-2123

Mortgage

Document Number	00A1392088
Date	Oct 6, 2020
Instrument	A1392088

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 5, 2025

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	921 E 5TH ST, DULUTH, MN 55805-2123
Document Number	00T1029760
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	921 E 5TH ST DULUTH MN 558052123, DULUTH, MN 55805-2123

Mortgage

Document Number	00T1029760
Date	Oct 1, 2020
Instrument	T1029760

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 30, 2025

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 21, 2017
Property Address	921 E 5TH ST, DULUTH, MN 55805-2123
Document Number	00A1315929
Instrument Date	Jul 27, 2017
Instrument	A1315929
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4599 DATKA RD DULUTH MN 558039233, DULUTH, MN 55803-9233
Investor	Possibly a Property Investor

Mortgage

Document Number	A1315930
Date	Aug 21, 2017
Instrument	A1315930

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2022

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 14, 2017
Property Address	921 E 5TH ST, DULUTH, MN 55805-2123
Document Number	000T988567
Instrument Date	Jul 27, 2017
Instrument	T988567
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4599 DATKA RD DULUTH MN 558039233, DULUTH, MN 55803-9233

Mortgage

Document Number	T988568
Date	Aug 14, 2017
Instrument	T988568

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 13, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,268.00 (+0.37%)
2025	$3,256.00 (+11.13%)	$185,500 (-3.99%) Land $11,600 Building $173,900	$185,500 (-3.99%) Land $11,600 Building $173,900
2024	$2,930.00	$193,200 (+20.98%) Land $12,500 Building $180,700	$193,200 (+20.98%) Land $12,500 Building $180,700
2022		$159,700 Land $14,000 Building $145,700	$159,700 Land $14,000 Building $145,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,009 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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