9209 Ridgefield Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9209 Ridgefield Cir, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,338 sqft · built 1991
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2020)
Tax Bill	$3,672 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-280898`

Property Details

APN / Parcel Number

Primary APN	`09-280898`
Alternative APNs	`9280898` `280898`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,338 sqft Living Area
1st Floor Area	698 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Garage Type	Attached
Garage Area	420 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	280898
Street Address	9209 RIDGEFIELD CIR
City	FREDERICK
State	MD
Zip	21701-6744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 52 SEC B PLAT 31 1600 SQ FT SPRING RIDGE PUD
Legal Subdivision	SPRING RIDGE PUD
Legal Lot Number	52
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3000
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9209 Ridgefield Cir, a townhouse, is owned and occupied by two individuals who bought it in September 2020.

Source: Frederick County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9209 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE CORP
Oct 20, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 3, 2020	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Jun 10, 2002 · Amount on File
Deed Book / Page	14039 / 323
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9209 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9209 RIDGEFIELD CIR, FREDERICK, MD 21701-6744

Mortgage

Document Number	0165440414
Date	Aug 3, 2023
Book Page	16544/414

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Sep 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9209 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	KTL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9209 RIDGEFIELD CIR, FREDERICK, MD 21701-6744

Mortgage

Document Number	0147970400
Date	Apr 21, 2021
Book Page	14797/400

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9209 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9209 RIDGEFIELD CIR, FREDERICK, MD 21701-6744

Mortgage

Document Number	0161870312
Date	Oct 20, 2022
Book Page	16187/312

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Sep 1, 2050

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 3, 2020
Property Address	9209 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Document Number	0140390323
Book / Page	14039 / 323
Map Reference	MB 47 PG 10
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9209 RIDGEFIELD CIR, FREDERICK, MD 21701-6744

Mortgage

Document Number	14039330
Date	Sep 3, 2020
Instrument	14039/330

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9209 Ridgefield Cir was $3,672.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,067 (+7.07%)	$334,800 (-) Land $120,000 Building $214,800
2025	$3,672.00	$293,333	$334,800 Land $120,000 Building $214,800
2023	$3,090.00	$256,167	$272,600 Land $110,000 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9209 Ridgefield Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9209 Ridgefield Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Ridgefield Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures