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9209 NE 45th St, Spencer, OK 73084 Property Records

Oklahoma County property record for 9209 NE 45th St, Spencer, OK 73084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,008 sqft · built 1964
Lot Size0.194 acres (8,451 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Apr 2026)
Tax Bill$919 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2452-19-917-1045

Property Details

APN / Parcel Number

Primary APN2452-19-917-1045
Alternative APNs
  • R199171045
  • 199171045

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,451 sqft (0.194 acres)
Lot Dimensions130 ft deep x 65 ft wide
Garage Area130 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR199171045
Street Address9209 NE 45TH ST
CitySPENCER
StateOK
Zip73084-2503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE SPENCER 6TH 015 005
Legal Range02W
Legal Township12N
Legal Section13
Legal SubdivisionE SPENCER 6TH
Legal Block15
Legal Lot Number5
JurisdictionOKLAHOMA OK
Township / Civil DivisionOKLAHOMA CITY SOUTHEAST
Census Block Group3
Census Block3038
Census Tract108005

Owner

Source: Oklahoma County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9209 NE 45TH ST, SPENCER, OK 73084-2503
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2026 · Amount on Record
Deed SaleApr 14, 2026 · Amount on Record
Prior SaleMay 21, 1998 · Amount on Record
Deed Document Number202651778
Deed Book / Page16442 / 1602
Prior Transfer DateMar 18, 1998
Prior Transfer Doc0000070405
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKLAHOMA OK
Recording DateApr 14, 2026
Property Address9209 NE 45TH ST, SPENCER, OK 73084-2503
Document Number0000051778
Book / Page16442 / 1602
Instrument DateApr 10, 2026
Instrument2026.51778
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyDESIGNATED TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$21,967.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9209 NE 45TH ST, SPENCER, OK 73084-2503

Mortgage

Document Number0000051779,
DateApr 14, 2026
Book Page16442/1605
Instrument2026.4.14.51779
Lender
NameAMERICAN PACIFIC MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate5.98%
Max Rate-1%

Mortgage

Document Number0000051780,
DateApr 14, 2026
Book Page16442/1623
Instrument2026.4.14.51780
Lender
NameOKLAHOMA HSNG FINANCIAL AGENCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueMay 1, 2056
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOklahoma County
MunicipalitySpencer City
Unified School DistrictOklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$919.00 (+3.84%)$8,531 (+10.25%) Land $981 Building $7,550$111,000 (+18.72%) Land $12,760 Building $98,240
2024$885.00 (+5.86%)
2023$836.00$7,738 Land $1,056 Building $6,682$93,500 Land $12,760 Building $80,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (1989–2021)
Claims Outside the SFHA2 of 10
Most Recent ClaimJun 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER
serves 3,746 people · EPA ID OK2005509
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Atlink Services
Fixed Wireless		100 / 20

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