Frederick County property record for 9209 Charterhouse Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,032 sqft · built 2004 |
| Lot Size | 0.201 acres (8,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $890,000 (Jun 2023) |
| Tax Bill | $11,173 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-238142 |
| Primary APN | 07-238142 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,032 sqft Living Area |
| Gross Area | 4,514 sqft |
| 1st Floor Area | 1,892 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,760 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Deck Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 238142 |
|---|---|
| Street Address | 9209 CHARTERHOUSE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 14013 SECT. M-14 8,760 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M-14 |
| Legal Lot Number | 14013 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752202 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9209 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jun 7, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 28, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Jun 28, 2018 · Amount on Record |
| Deed Book / Page | 16501 / 345 |
| Prior Transfer Date | Mar 10, 2008 |
| Prior Transfer Doc | 0069190310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 29, 2023 |
| Property Address | 9209 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Document Number | 0165010345 |
| Book / Page | 16501 / 345 |
| Map Reference | MB 75 PG 2 |
| Instrument Date | Jun 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9209 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Document Number | 0016501353 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 16501/353 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9209 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AESTAR LLC |
| Name | Verified Name |
|---|
| Document Number | 0142440021 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 14244/21 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9209 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | EVERGREEN SETTLEMENT CO INC |
| Name | Verified Name |
|---|
| Document Number | 0135990267 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 13599/267 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9209 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9209 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Document Number | 0149610413 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 14961/413 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 28, 2018 |
| Property Address | 9209 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Document Number | 0124920443 |
| Book / Page | 12492 / 0443 |
| Map Reference | LB75 PG2 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD # BLVD5TH, 4425, CORAL GABLES, FL 33146-1837 |
| Name | Verified Name |
|---|---|
| Address | 9209 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Document Number | 0012492451 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 12492/451 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832,233 (+7.58%) | $890,900 (-) Land $277,400 Building $613,500 | |
| 2025 | $11,173.00 (+5.66%) | $773,567 (+15.07%) | $890,900 (+24.62%) Land $277,400 Building $613,500 |
| 2024 | $10,574.00 (+11.16%) | ||
| 2023 | $9,512.00 (+4.5%) Homeowner's exemption | $672,267 (+6.77%) | $714,900 (-) Land $201,800 Building $513,100 |
| 2022 | $9,102.00 Homeowner's exemption | $629,633 | $714,900 Land $201,800 Building $513,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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