Kenton County property record for 9209 Berseem Ct, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,358 sqft · built 1996 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,650 (Oct 2002) |
| Tax Bill | $2,994 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-00-00-003.47 |
| Primary APN | 059-00-00-003.47 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,358 sqft Finished Area |
| Gross Area | 2,758 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 149 ft deep x 86 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 9209 BERSEEM CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER MEADOWS SEC 3 LOT 8 |
| Legal Subdivision | CLOVER MEADOWS |
| Legal Phase | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 65300 |
Source: Kenton County records · APN 059-00-00-003.47
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9209 BERSEEM CT, COVINGTON, KY 41015-2487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Dec 28, 2016 | Deed of Trust, Mortgage · Conventional with PMI L&N FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2002 · Amount on Record |
| Deed Sale | Oct 01, 2002 · Amount on Record |
| Prior Sale | Jul 02, 1997 · Amount on Record |
| Last Transfer Date | Apr 09, 2013 |
| Transfer Doc | 0005900024 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 9209 BERSEEM CT, COVINGTON, KY 41015-2487 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005900062 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 399/804 |
| Instrument | 22081905900062 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 18, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 9209 BERSEEM CT, COVINGTON, KY 41015-2487 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005900070 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 184/924 |
| Instrument | 21031705900070 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 9209 BERSEEM CT, COVINGTON, KY 41015-2487 |
| Document Number | 0000000170 |
| Book / Page | 0I3882 / 000327 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2017 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 9209 BERSEEM CT COVINGTON KY 410152487, COVINGTON, KY 41015-2487 |
| Document Number | 0000000170 |
|---|---|
| Date | Jan 09, 2017 |
| Book Page | 0I3882/000327 |
| Instrument | 170 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,994.00 (-7.05%) | $302,200 (-) Land $30,000 Building $272,200 | $302,200 (-) Land $30,000 Building $272,200 |
| 2023 | $3,221.00 | $302,200 Land $30,000 Building $272,200 | $302,200 Land $30,000 Building $272,200 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 127 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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