9205 Richmond Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 9205 Richmond Rd, Saint Cloud, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2014
Lot Size	0.924 acres (40,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Aug 2021)
Tax Bill	$5,005 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-32-2735-0001-1630`

Property Details

APN / Parcel Number

Primary APN	`24-27-32-2735-0001-1630`
Alternative APNs	`273224273500011630` `105677`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,249 sqft (0.924 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	9205 RICHMOND RD
City	SAINT CLOUD
State	FL
Zip	34773-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	CANAVERAL ACRES #4 PB 2 PG 020 LOT 163
Legal Range	32E
Legal Township	27S
Legal Section	24
Legal Subdivision	CANAVERAL ACRES 4
Legal Tract	2735
Legal Block	1630
Legal Lot Number	163
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	3
Census Block	3037
Census Tract	43802

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9205 RICHMOND RD, SAINT CLOUD, FL 34773-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	May 19, 2014 · Amount on Record
Deed Document Number	2021128969
Deed Book / Page	6026 / 713
Prior Transfer Date	Oct 18, 2012
Prior Transfer Doc	0043370713
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 19, 2021
Property Address	9205 RICHMOND RD, SAINT CLOUD, FL 34773-9405
Document Number	0060260713
Book / Page	6026 / 713
Map Reference	MB 2 PG 20
Instrument Date	Aug 18, 2021
Instrument	2021128969
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,653.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9205 RICHMOND RD, 9205, SAINT CLOUD, FL 34773-9405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9205 RICHMOND RD, SAINT CLOUD, FL 34773-9405

Mortgage

Document Number	6026714
Date	Aug 19, 2021
Instrument	6026/714

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,005.00 (+11.42%)	$335,400 (+25.24%) Land $50,000 Building $285,400	$335,400 (+25.24%) Land $50,000 Building $285,400
2024	$4,492.00 (+8.21%)
2023	$4,151.00 (+13.32%)	$267,800 (+21.23%) Land $45,000 Building $222,800	$267,800 (+21.23%) Land $45,000 Building $222,800
2022	$3,663.00	$220,900 Land $31,500 Building $189,400	$220,900 Land $31,500 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20