9205 Evening Shadow Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 9205 Evening Shadow Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,953 sqft · built 1993
Lot Size	2.08 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,000 (Nov 2020)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160I D 009`

Property Details

APN / Parcel Number

Primary APN	`160I D 009`
Alternative APN	`0000102925`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,953 sqft Living Area

Exterior

Year Built	Built 1993
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	91,040 sqft (2.08 acres)
Lot Dimensions	325 ft deep x 279 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000102925
Old Parcel Number	160I D 009
Street Address	9205 EVENING SHADOW DR
City	CHATTANOOGA
State	TN
Zip	37421-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 132 MOUNTAIN SHADOWS ESTS PHASE 2 UNIT 2 32-81
Legal Subdivision	MOUNTAIN SHADOWS EST
Legal Phase	2
Legal Lot Number	132
Legal Unit	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	11324

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9205 EVENING SHADOW DR, CHATTANOOGA, TN 37421-3408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jan 3, 2000 · Amount on Record
Deed Document Number	2020112400118
Deed Book / Page	12244 / 873
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 24, 2020
Property Address	9205 EVENING SHADOW DR, CHATTANOOGA, TN 37421-3408
Document Number	1124000118
Book / Page	012244 / 000873
Instrument Date	Nov 23, 2020
Instrument	201124000118
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9205 EVENING SHADOW DR CHATTANOOGA TN 374213408, CHATTANOOGA, TN 37421-3408

Mortgage

Document Number	1124000119
Date	Nov 24, 2020
Book Page	012244/000876
Instrument	201124000119

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00 (+9.97%)	$176,200 (+62.32%)	$704,800 (+62.32%) Land $70,000 Building $634,800
2024	$2,428.00 (-0.37%)	$108,550 (-)	$434,200 (-) Land $75,000 Building $359,200
2023	$2,437.00	$108,550	$434,200 Land $75,000 Building $359,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20