9204 Gardner Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 9204 Gardner Ave, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,221 sqft · built 2000
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Tax Bill	$5,937 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R154933`

Property Details

APN / Parcel Number

Primary APN	`R154933`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,221 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9204 GARDNER AVE
City	LUBBOCK
State	TX
Zip	79424-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0017
Legal Description	DAY ESTATES L 13
Legal Subdivision	DAY ESTATES
Legal Lot Number	130
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2029
Census Tract	10415

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2026	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SERVICES
Nov 19, 2025	Vendor's Lien, Transfer · Conventional Mortgage PEOPLES BANK
Jun 20, 2023	Vendor's Lien, Transfer · VA Mortgage TEXAS TECH FCU
Mar 10, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 19, 2025
Deed Sale	Nov 19, 2025
Prior Sale	Jun 20, 2023
Deed Document Number	2025045214
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Oct 16, 2026
Property Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633
Document Number	0000042214
Instrument Date	Oct 14, 2026
Instrument	202642214
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633

Mortgage

Document Number	0000042214,
Date	Oct 16, 2026
Instrument	202642214

Lender

Name	FARM CREDIT SERVICES

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 19, 2025
Property Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633
Document Number	0000045214
Map Reference	VOL 6511 PG 288
Instrument Date	Nov 19, 2025
Instrument	2025045214
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633

Mortgage

Document Number	0000045215
Date	Nov 19, 2025
Instrument	2025045215

Lender

Name	PEOPLES BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 20, 2023
Property Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633
Document Number	0000022509
Map Reference	VOL 6511 PG 288
Instrument Date	Jun 16, 2023
Instrument	2023022509
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4508 82ND, LUBBOCK, TX 79424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633

Mortgage

Document Number	0000022510
Date	Jun 20, 2023
Instrument	2023022510

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 10, 2021
Property Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633
Document Number	0000011517
Map Reference	VOL 6511 PG 288
Instrument Date	Mar 10, 2021
Instrument	2021011517
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12011, LUBBOCK, TX 79452-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633

Mortgage

Document Number	0000011518
Date	Mar 10, 2021
Instrument	2021011518

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	9204 GARDNER AVE, LUBBOCK, TX 79424-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026093
Date	Jun 26, 2020
Instrument	2020026093

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$339,673 (-0.04%) Land $37,049 Building $302,624	$339,673 (-1.66%) Land $37,049 Building $302,624
2024	$5,937.00 (-0.32%)
2023	$5,956.00 (-8.3%) Homeowner's exemption	$339,820 (+1%) Land $37,049 Building $308,369	$345,418 (+11.81%) Land $37,049 Building $308,369
2022	$6,495.00 Homeowner's exemption	$308,927 Land $37,049 Building $271,878	$308,927 Land $37,049 Building $271,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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