9203 McElroy Rd, Waxhaw, NC 28173 Property Records

Union County property record for 9203 McElroy Rd, Waxhaw, NC 28173

Property Summary

Property TypeOther Improved
Details3 bd · 2.5 ba · 3,978 sqft · built 2021
Lot Size5.46 acres (237,838 sqft)
Owner2 Individual Names on File
Last Sale$62,500 (Jul 2019)
Tax Bill$3,321 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN05-183-027

Property Details

APN / Parcel Number

Primary APN05-183-027

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,978 sqft Living Area
1st Floor Area1,992 sqft
Basement Area1,986 sqft
Unfinished Basement1,986 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area237,838 sqft (5.46 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9203 MCELROY RD
CityWAXHAW
StateNC
Zip28173-9038
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeRA-40 UNIO
Legal Description#169 TRIPLE C MINI RANCH PB5 PG123
Legal SubdivisionTRIPLE C MINI RANCH
Legal TractC
JurisdictionUNION NC
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1031
Census Tract21015

Owner

9203 McElroy Rd is owned by two individuals who bought it in July 2019.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address9211 MCELROY RD, WAXHAW, NC 28173-9038
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed of Trust, Mortgage · Line of Credit
TOWNEBANK
Jul 8, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2019 · Amount on File
Deed SaleJul 8, 2019 · Amount on File
Prior SaleAug 13, 2015 · Amount on File
Deed Document Number201919181
Deed Book / Page7409 / 91
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address9203 MCELROY RD, WAXHAW, NC 28173-9038
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address9203 MCELROY RD, WAXHAW, NC 28173-9038

Mortgage

Document Number0008851216
DateFeb 9, 2024
Book Page8851/216
Instrument2791
Lender
NameTOWNEBANK
TypeBank
AddressCHARLOTTE, NC 28211
Agreement
TypeLine of Credit
AmountAmount on Record
Term417 Months
DueNov 17, 2058
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 8, 2019
Property Address9203 MCELROY RD, WAXHAW, NC 28173-9038
Document Number740991
Book / Page007409 / 000091
Instrument DateJul 8, 2019
Instrument19181
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$125.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11216 PEPPERTREE LN CHARLOTTE NC 282779191, CHARLOTTE, NC 28277-9191

Tax Assessment & Valuation

The 2025 property tax bill for 9203 McElroy Rd was $3,321.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$691,700 (-) Land $173,700 Building $518,000$691,700 (-) Land $173,700 Building $518,000
2025$3,321.00$691,700 Land $173,700 Building $518,000$691,700 Land $173,700 Building $518,000
2023$3,293.00$522,900 Land $73,600 Building $449,300$522,900 Land $73,600 Building $449,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9203 McElroy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9203 McElroy Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Windstream
DSL
200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on McElroy Rd

Nearby Streets

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