9203 Congdon Blvd, Duluth, MN 55804 Property Records

St. Louis County property record for 9203 Congdon Blvd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,683 sqft · built 1979
Lot Size	0.535 acres (23,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Sep 2023)
Tax Bill	$11,292 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0310-01180`

Property Details

APN / Parcel Number

Primary APN	`010-0310-01180`
Alternative APNs	`1154935` `35119`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,683 sqft Gross Area
1st Floor Area	1,683 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Frame
Lot Area	23,305 sqft (0.535 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	140 sqft
Pole Barn	1,440 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1154935
Street Address	9203 CONGDON BLVD
City	DULUTH
State	MN
Zip	55804-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2, 3, 15, 16, 17, 18, 19 AND 20,BLOCK 9 SERIAL #
Legal Subdivision	BRISTOL BEACH 2ND DIVISION
Legal Block	9
Legal Lot Number	18-19
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4022
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9203 CONGDON BLVD, DULUTH, MN 55804-2737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Sep 26, 2023	Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	20231474910
Prior Transfer Date	May 28, 2003
Prior Transfer Doc	0000883469
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 22, 2023
Property Address	9203 CONGDON BLVD, DULUTH, MN 55804-2737
Document Number	0001072604
Instrument Date	Sep 21, 2023
Instrument	1072604
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,392.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9203 CONGDON BLVD, DULUTH, MN 55804-2737

Mortgage

Document Number	0001072605
Date	Sep 22, 2023
Instrument	1072605

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Oct 1, 2026
Change Frequency	3 Years
Min Rate At Change	3.7%
Max Rate At Change	7.7%
Index	3-Year TN
Max Rate	10.7%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 26, 2023
Property Address	9203 CONGDON BLVD, DULUTH, MN 55804-2737
Document Number	0001474910
Instrument Date	Sep 12, 2023
Instrument	1474910
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,392.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9203 CONGDON BLVD, DULUTH, MN 55804-2737

Mortgage

Document Number	0001474911
Date	Sep 26, 2023
Instrument	1474911

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Oct 1, 2026
Change Frequency	3 Years
Min Rate At Change	3.7%
Max Rate At Change	7.7%
Index	3-Year TN
Max Rate	10.7%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,292.00 (+7.85%) Homeowner's exemption
2025	$10,470.00 (+40.09%) Homeowner's exemption	$814,000 (+13.58%) Land $178,900 Building $635,100	$814,000 (+13.58%) Land $178,900 Building $635,100
2024		$716,700 (+61.64%) Land $162,500 Building $554,200	$716,700 (+61.64%) Land $162,500 Building $554,200
2023	$7,474.00 Homeowner's exemption
2022		$443,400 Land $136,700 Building $306,700	$443,400 Land $136,700 Building $306,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	120 / 10

May also be available: AT&T.

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