9202 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 9202 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2007
Lot Size	0.004 acres (176 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Dec 2023)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T082000023`

Property Details

APN / Parcel Number

Primary APN	`T082000023`
Alternative APN	`4-0036-A318-19-002C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	176 sqft (0.004 acres)
Deck Area	Deck Area
Patio Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T082000023
Street Address	9202 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERRACE #9 LOT 2C
Legal Subdivision	SPRINGHURST TERRACE #9
Legal Lot Number	2C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

9202 Spring Creek Ln, a condominium, is owned by two individuals who acquired it in April 2024.

Source: St. Charles County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	486 HONEYSUCKLE CREEK DR, WENTZVILLE, MO 63385-5610
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Affidavit, Transfer
Dec 19, 2023	Warranty Deed, Transfer LEADERS TITLE COMPANY LLC
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Jul 10, 2017 · Amount on File
Deed Document Number	202351469
Last Transfer Date	Apr 23, 2024
Transfer Doc	0000016705
Record Updated	Oct 29, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST CHARLES MO
Recording Date	Apr 6, 2026
Property Address	9202 SPRING CREEK LN, O FALLON, MO 63368-7521
Document Number	0000015775
Instrument Date	Apr 3, 2026
Instrument	202615775
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HONEYSUCKLE CREEK DR, WENTZVILLE, MO 63385-5610

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 19, 2023
Property Address	9202 SPRING CREEK LN, O FALLON, MO 63368-7521
Document Number	0000051469
Map Reference	MB 44 PG 226
Instrument Date	Dec 12, 2023
Instrument	2023R-051469
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	LEADERS TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6443 WINDY WHEAT DR, O FALLON, MO 63368-7833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9202 SPRING CREEK LN, O FALLON, MO 63368-7521

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	9202 SPRING CREEK LN, O FALLON, MO 63368-7521
Document Number	0071260476
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9202 SPRING CREEK LN O FALLON MO 633687521, O FALLON, MO 63368-7521

Mortgage

Document Number	0071260476
Date	Aug 20, 2019
Book Page	007126/000476
Instrument	439450

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	5.51%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 10, 2017
Property Address	9202 SPRING CREEK LN, O FALLON, MO 63368-7521
Document Number	0067720098
Book / Page	006772 / 000098
Instrument Date	Jul 5, 2017
Instrument	422410
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9202 SPRING CREEK LN O FALLON MO 633687521, O FALLON, MO 63368-7521

Tax Assessment & Valuation

The 2025 property tax bill for 9202 Spring Creek Ln was $2,275, up 11.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,541 (-)	$181,793 (-) Building $181,793
2025	$2,275.00 (+11.3%)	$34,541	$181,793 Building $181,793
2024	$2,044.00
2023		$30,148
2022			$158,673 Building $158,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9202 Spring Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9202 Spring Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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