9202 River Rd, Wilmington, NC 28412 Property Records

New Hanover County property record for 9202 River Rd, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,659 sqft · built 2024
Lot Size	2.22 acres (97,095 sqft)
Owner	Company Name on File
Last Sale	$405,000 (Dec 2023)
Tax Bill	$4,693 (2025)
Deeds & Mortgages	May 2025 Line of Credit Oct 2024 Line of Credit + 1 more
Flood Zone	Zone VE (high risk)
APN	`R08700-001-006-000`

Property Details

APN / Parcel Number

Primary APN	`R08700-001-006-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,659 sqft Living Area
1st Floor Area	1,382 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Lot Area	97,095 sqft (2.22 acres)
Terrain	Low
Porch	Slab
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9202 RIVER RD
City	WILMINGTON
State	NC
Zip	28412-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 13 SEC 2 SAPONAS POINTE
Legal Subdivision	SAPONAS POINTE SEC 2
Legal Block	1
Legal Lot Number	13
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1000
Census Tract	12107

Owner

9202 River Rd is owned by a company that acquired it in October 2024.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	101 S 7TH ST, WILMINGTON, NC 28401-4617
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Line of Credit MCU FINANCIAL CENTER CU
Oct 11, 2024	Warranty Deed, Transfer · Line of Credit EASY STREET CAPITAL LLC
Dec 1, 2023	Warranty Deed, Transfer · Line of Credit MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Mar 15, 2012 · Amount on File
Deed Document Number	202330154
Deed Book / Page	6677 / 1578
Last Transfer Date	Oct 10, 2024
Transfer Doc	00673402924
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	9202 RIVER RD, WILMINGTON, NC 28412-3516
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S 5TH AVE, WILMINGTON, NC 28401-5110

Mortgage

Document Number	00677701973
Date	May 28, 2025
Book Page	6777/1973
Instrument	2025013501

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	1300 E 9TH ST # 1310, CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 11, 2024
Property Address	9202 RIVER RD, WILMINGTON, NC 28412-3516
Document Number	00673402924
Book / Page	6734 / 2924
Map Reference	MB 36 PG 143
Instrument Date	Oct 10, 2024
Instrument	2024025561
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S 7TH ST, WILMINGTON, NC 28401-4617

Mortgage

Document Number	2024025562
Date	Oct 11, 2024
Instrument	2024025562

Lender

Name	EASY STREET CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 1, 2023
Property Address	9202 RIVER RD, WILMINGTON, NC 28412-3516
Document Number	00667701578
Book / Page	6677 / 1578
Map Reference	MB 36 PG 143
Instrument Date	Nov 24, 2023
Instrument	2023030154
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 LAKE PARK BLVD N # NA, NA, CAROLINA BEACH, NC 28428-4163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S 7TH ST, WILMINGTON, NC 28401-4617
Investor	Possibly a Property Investor

Mortgage

Document Number	2023030155
Date	Dec 1, 2023
Instrument	2023030155

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Jan 1, 2025

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 9202 River Rd was $4,693, up 472.3% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,220,600 (-) Land $426,300 Building $794,300	$1,220,600 (-) Land $426,300 Building $794,300
2025	$4,693.00 (+472.32%)	$1,220,600 Land $426,300 Building $794,300	$1,220,600 Land $426,300 Building $794,300
2024	$820.00
2023	$820.00 (-0.97%)	$157,100 Land $157,100	$157,100 Land $157,100
2022	$828.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9202 River Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 270 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	270 in force
Nearby Flood Claims	35 (2005–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 4 claims Hurricane Isaias, Aug 2020 · 13 claims Hurricane Florence, Sep 2018 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9202 River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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