9202 Empress Ln, Harlingen, TX 78552 Property Records

Cameron County property record for 9202 Empress Ln, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 2020
Lot Size	0.161 acres (6,996 sqft)
Owner	Individual Name on File
Last Sale	$230,100 (Dec 2020)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`840773-0000-039000`

Property Details

APN / Parcel Number

Primary APN	`840773-0000-039000`
Alternative APN	`428208`

Interior

Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,996 sqft (0.161 acres)
Lot Dimensions	110 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	789 sqft

Location & Zoning

Street Address	9202 EMPRESS LN
City	HARLINGEN
State	TX
Zip	78552-0118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 LOS ARBOLES TERRACE PHASE II (2021 PLAT C1-4015 CCMR FILED 03/11/2020)
Legal Subdivision	LOS ARBOLES TERRACE PHASE II
Legal Block	1
Legal Lot Number	39
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1012
Census Tract	10304

Owner

Source: Cameron County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 757, SANTA ROSA, TX 78593-0757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 28, 2020	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Deed Document Number	202048084
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	0202048084
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Recording Date	Sep 25, 2026
Property Address	9202 EMPRESS LN, HARLINGEN, TX 78552-0118
Document Number	0000035037
Instrument Date	Sep 17, 2026
Instrument	202635037
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9202 EMPRESS LN, HARLINGEN, TX 78552-0118

Mortgage

Document Number	0000035037,
Date	Sep 25, 2026
Instrument	202635037

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMERON TX
Recording Date	Dec 28, 2020
Property Address	9202 EMPRESS LN, HARLINGEN, TX 78552-0118
Document Number	0202048084
Map Reference	CAB 1 PG 4015
Instrument Date	Dec 21, 2020
Instrument	2020-48084
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	SAN JACINTO TITLE SVCS-MCALLEN, SAN JACINTO TTL SVCS MCALLEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5801 EL SOL DR, WESLACO, TX 78599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 757, SANTA ROSA, TX 78593-0757

Mortgage

Document Number	0202048085
Date	Dec 28, 2020
Instrument	2020-48085

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,793 (+1%)	$341,241 (-) Land $32,951 Building $308,290
2025	Homeowner's exemption Veteran's exemption	$168,903 (-51.41%)	$341,241 (-1.83%) Land $32,951 Building $308,290
2023		$347,591 Land $32,951 Building $314,640	$347,591 Land $32,951 Building $314,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T.

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