9202 Charterhouse Rd, Frederick, MD 21704 Property Records

Frederick County property record for 9202 Charterhouse Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,829 sqft · built 2004
Lot Size0.193 acres (8,395 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (May 2017)
Tax Bill$10,693 (2025)
Deeds & MortgagesNov 2022 Mortgage
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-238274

Property Details

APN / Parcel Number

Primary APN07-238274
Alternative APN
  • 238274

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,829 sqft Living Area
Gross Area5,269 sqft
1st Floor Area2,200 sqft
Basement Area1,361 sqft
Finished Basement1,361 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,395 sqft (0.193 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal

Location & Zoning

Account Number238274
Street Address9202 CHARTERHOUSE RD
CityFREDERICK
StateMD
Zip21704-7334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 14084 SECT. M14 8,395 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA
Legal Lot Number14084
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2006
Census Tract752202

Owner

9202 Charterhouse Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Frederick County records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address9202 CHARTERHOUSE RD, FREDERICK, MD 21704-7334
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
May 26, 2017Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2017 · Amount on File
Deed SaleMay 26, 2017 · Amount on File
Prior SaleJan 24, 2005 · Amount on File
Deed Document Number201711837-0062
Deed Book / Page11837 / 62
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9202 CHARTERHOUSE RD, FREDERICK, MD 21704-7334
Transaction TypeMortgage
Record UpdatedDec 6, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address9202 CHARTERHOUSE RD, FREDERICK, MD 21704-7334

Mortgage

Document Number0162320061
DateNov 21, 2022
Book Page16232/61
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9202 CHARTERHOUSE RD, FREDERICK, MD 21704-7334
Document Number0012220078
Book / Page001222 / 000078
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedJan 19, 2018
Title CompanyLAKESIDE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9202 CHARTERHOUSE RD FREDERICK MD 217047334, FREDERICK, MD 21704-7334

Mortgage

Document Number0012220078
DateJan 8, 2018
Book Page001222/000078
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 7, 2033

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 26, 2017
Property Address9202 CHARTERHOUSE RD, FREDERICK, MD 21704-7334
Document Number0118370062
Book / Page11837 / 0062
Map ReferenceMB75 PG2
Instrument DateMay 15, 2017
Instrument11837-0062
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9202 CHARTERHOUSE RD, FREDERICK, MD 21704-7334

Mortgage

Document Number118370071
DateMay 26, 2017
Instrument11837-0071
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9202 Charterhouse Rd was $10,693 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$859,100$916,300 Land $277,200 Building $639,100
2025$10,693.00
2023$9,673.00 Homeowner's exemption$695,967$744,700 Land $201,600 Building $543,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9202 Charterhouse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9202 Charterhouse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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