9200 Sunset Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9200 Sunset Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,185 sqft
Lot Size0.35 acres (15,264 sqft)
OwnerIndividual Name on Record
Last Sale$439,000 (Nov 2024)
Tax Bill$638 (2024)
Deeds & MortgagesOct 2025 Mortgage
Feb 2024 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-2S-26-0000-00524-0000

Property Details

APN / Parcel Number

Primary APN15-2S-26-0000-00524-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,185 sqft Heated Area
1st Floor Area2,625 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area15,264 sqft (0.35 acres)
Lot Dimensions1,440 ft deep x 1,060 ft wide
PorchOpen Porch
Porch Area279 sqft
Patio Area9 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number152S260000005240000
Street Address9200 SUNSET DR
CityNAVARRE
StateFL
Zip32566-1130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal Description**DESCRIPTION UPDATE FOR 2024** SECTION 15 TWNSHP 2S RANGE 26W COM AT NW COR OF SW4 OF SE4 OF NE4 OF SECTION 15; THN GO
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2006
Census Tract10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9200 SUNSET DR, NAVARRE, FL 32566-1130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 7, 2024Deed of Trust, Mortgage · Construction Mortgage
MORTGAGE ONE OF THE SOUTH INC
Nov 29, 2023Warranty Deed, Construction Loan
MEAD LAW AND TITLE, MEAD LAW & TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2024 · Amount on Record
Deed SaleNov 26, 2024 · Amount on Record
Prior SaleNov 29, 2023 · Amount on Record
Deed Document Number202453203
Deed Book / Page4565 / 1338
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9200 SUNSET DR, NAVARRE, FL 32566-1130
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9200 SUNSET DR, NAVARRE, FL 32566-1130

Mortgage

Document Number0046650250
DateOct 3, 2025
Book Page4665/250
Instrument202546410
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property AddressSUNSET DR, NAVARRE, FL 32566
Transaction TypeMortgage
Record UpdatedApr 1, 2024
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE PLLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247

Mortgage

Document Number0044720466
DateFeb 7, 2024
Book Page4472/466
Instrument202405266
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
Address15 EGLIN PKWY NE, FORT WALTON BEACH, FL 32548
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 29, 2023
Property AddressSUNSET DR, NAVARRE, FL 32566
Document Number0044540907
Book / Page4454 / 907
Instrument DateNov 28, 2023
Instrument202353019
Transaction TypeConstruction Loan
Record UpdatedJan 12, 2024
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
Tax$525.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1703 BROOKE BEACH DR, NAVARRE, FL 32566-7427

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$638.00 (-18.41%)$53,000 (-18.21%) Land $53,000$53,000 (-18.21%) Land $53,000
2023$782.00 (+63.26%)$64,800 (+68.75%) Land $64,800$64,800 (+68.75%) Land $64,800
2022$479.00$38,400$38,400 Land $38,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies117 in force
Nearby Flood Claims7 (2014–2025)
Claims Outside the SFHA7 of 7
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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