920 Waterview Ln, Monroe, NC 28110 Property Records

Union County property record for 920 Waterview Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,744 sqft · built 1999
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (Jun 2024)
Tax Bill	$5,438 (2025)
Deeds & Mortgages	May 2023 Transfer Apr 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-102-029`

Property Details

APN / Parcel Number

Primary APN	`09-102-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	920 WATERVIEW LN
City	MONROE
State	NC
Zip	28110-9668
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 MONRO
Legal Description	#21 VILLAGE LAKE OPCC898
Legal Subdivision	VILLAGE LAKE
Legal Lot Number	21
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3009
Census Tract	20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 WATERVIEW LN, MONROE, NC 28110-9668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Intrafamily Transfer, Transfer
Apr 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MASS MUTUAL FCU
Aug 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MASS MUTUAL FCU
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 13, 2018	Warranty Deed, Transfer · Conventional with PMI WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	202412857
Deed Book / Page	8916 / 8
Prior Transfer Date	May 24, 2023
Prior Transfer Doc	0008715525
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 26, 2023
Property Address	920 WATERVIEW LN, MONROE, NC 28110-9668
Document Number	0008715525
Book / Page	8715 / 525
Map Reference	CAB C FILE 898
Instrument Date	May 24, 2023
Instrument	12504
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	920 WATERVIEW LN, MONROE, NC 28110-9668

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	920 WATERVIEW LN, MONROE, NC 28110-9668
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	EQUITY TITLE COMPANY, EQUITY TTL & CLOSING SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008698591
Date	Apr 28, 2023
Book Page	8698/591
Instrument	9943

Lender

Name	MASS MUTUAL FCU
Type	Credit Union
Address	SPRINGFIELD, MA 01111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	73 Months
Due	May 25, 2029

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	920 WATERVIEW LN, MONROE, NC 28110-9668
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8205655
Date	Aug 16, 2021
Book Page	8205/655
Instrument	38469

Lender

Name	MASS MUTUAL FCU
Type	Credit Union
Address	SPRINGFIELD, MA 01111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	920 WATERVIEW LN, MONROE, NC 28110-9668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7960114
Date	Jan 21, 2021
Book Page	7960/114
Instrument	2778

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 1, 2020
Property Address	920 WATERVIEW LN, MONROE, NC 28110-9668
Document Number	765540
Book / Page	7655 / 40
Map Reference	CAB C FILE 898
Instrument Date	Apr 15, 2020
Instrument	14847
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 WATERVIEW LN, MONROE, NC 28110-9668

Mortgage

Document Number	14848
Date	May 1, 2020
Instrument	14848

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 13, 2018
Property Address	920 WATERVIEW LN, MONROE, NC 28110-9668
Document Number	723517
Book / Page	007235 / 000017
Instrument Date	Sep 12, 2018
Instrument	26142
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	920 WATERVIEW LN MONROE NC 281109668, MONROE, NC 28110-9668

Mortgage

Document Number	723519
Date	Sep 13, 2018
Book Page	007235/000019
Instrument	26143

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,100 (-) Land $128,500 Building $493,600	$622,100 (-) Land $128,500 Building $493,600
2025	$5,438.00 (+35.75%)	$622,100 (+69.32%) Land $128,500 Building $493,600	$622,100 (+69.32%) Land $128,500 Building $493,600
2023	$4,006.00	$367,400 Land $75,000 Building $292,400	$367,400 Land $75,000 Building $292,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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