Kenton County property record for 920 Waterpointe Ln, Erlanger, KY 41018
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 2007 |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Jan 2022) |
| Tax Bill | $2,180 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 831-00-06-116.01 |
| Primary APN | 831-00-06-116.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,720 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 920 WATERPOINTE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-3873 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HURSTBOURNE @ LAKEMONT PHASE XXII UNIT 116A LYTLE |
| Legal Subdivision | HURSTBOURNE @ LAKEMONT |
| Legal Phase | 22 |
| Legal Lot Number | 116A |
| Legal Unit | 116A |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 920 WATERPOINTE LN, ERLANGER, KY 41018-3873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jan 11, 2022 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L |
| Mar 5, 2019 | Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK |
| Jul 27, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Prior Sale | Mar 5, 2019 · Amount on Record |
| Deed Document Number | 20225900163 |
| Deed Book / Page | 141 / 875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 WATERPOINTE LN, ERLANGER, KY 41018-3873 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 920 WATERPOINTE LN, EDGEWOOD, KY 41018-3873 |
| Document Number | 0005900165 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 325/393 |
| Instrument | 22011105900165 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 11, 2022 |
| Property Address | 920 WATERPOINTE LN, ERLANGER, KY 41018-3873 |
| Document Number | 0005900163 |
| Book / Page | KC 141 / 875 |
| Map Reference | SL A-805 PG 161 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 22011105900163 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 735, INDEPENDENCE, KY 41051-0735 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 920 WATERPOINTE LN, ERLANGER, KY 41018-3873 |
| Document Number | 0005900164 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 22011105900164 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Number | 0005900165 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 325/393 |
| Instrument | 22011105900165 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 WATERPOINTE LN, ERLANGER, KY 41018-3873 |
| Document Number | 0000000089 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 920 WATERPOINTE LN ERLANGER KY 410183873, ERLANGER, KY 41018-3873 |
| Document Number | 0000000089 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 00M141/000421 |
| Instrument | 89 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 5, 2019 |
| Property Address | 920 WATERPOINTE LN, ERLANGER, KY 41018-3873 |
| Document Number | 0000000163 |
| Book / Page | 0I4233 / 000071 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 163 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2019 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 920 WATERPOINTE LN ERLANGER KY 410183873, ERLANGER, KY 41018-3873 |
| Document Number | 164 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 0I4233/000075 |
| Instrument | 164 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 WATERPOINTE LN, ERLANGER, KY 41018-3873 |
| Document Number | 0000000149 |
| Book / Page | 003982 / 000327 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 920 WATCRPOINTE LN ERLANGER KY 41018, ERLANGER, KY 41018 |
| Document Number | 0000000149 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 003982/000327 |
| Instrument | 149 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (-) Building $220,000 | $220,000 (-) Building $220,000 | |
| 2025 | $2,180.00 (-7.04%) | $220,000 (-) Building $220,000 | $220,000 (-) Building $220,000 |
| 2023 | $2,345.00 | $220,000 Building $220,000 | $220,000 Building $220,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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