920 W Main St, Union, MO 63084 Property Records

Franklin County property record for 920 W Main St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,034 sqft · built 1950
Lot Size	1.6 acres (69,696 sqft)
Owner	Company Name on Record
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-099-103.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-099-103.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area

Exterior

Year Built	Built 1950
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	69,696 sqft (1.6 acres)

Location & Zoning

Street Address	920 W MAIN ST
City	UNION
State	MO
Zip	63084-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	SW
Legal Subdivision	TRACTS
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2027
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 SENTRY OAKS, UNION, MO 63084-3042
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage SULLIVAN BANK
Aug 31, 2020	Deed of Trust, Construction Loan · Construction Mortgage LEGENDS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015
Deed Sale	Jan 21, 2015
Deed Document Number	1500857
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	920 W MAIN ST, UNION, MO 63084-1020
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002600961
Date	Jan 26, 2026
Instrument	2600961

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Aug 31, 2020
Property Address	920 W MAIN ST, UNION, MO 63084-1020
Document Number	0000014162
Instrument Date	Aug 14, 2020
Instrument	14162
Transaction Type	Construction Loan
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	920 W MAIN ST UNION MO 630841020, UNION, MO 63084-1020

Mortgage

Document Number	0000014162
Date	Aug 31, 2020
Instrument	14162

Lender

Name	LEGENDS BK
Type	Bank
Address	LINN, MO 65051

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2021

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,237.00 (+5.91%)	$20,754 (+6.84%)	$109,230 (+6.84%) Land $26,600 Building $82,630
2023	$1,168.00 (+13.51%)	$19,426	$102,240 Land $26,600 Building $75,640
2022	$1,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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