Kane County property record for 920 W Main St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,703 sqft · built 1945 |
| Lot Size | 0.222 acres (9,662 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $149,000 (Jan 1997) |
| Tax Bill | $6,810 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-457-028 |
| Primary APN | 09-28-457-028 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,703 sqft Living Area |
| Basement Area | 683 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,662 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 848 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 920 W MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 OF MARSHALLS ADD |
| Legal Subdivision | MARSHALLS ADD |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 852203 |
920 W Main St is held in a trust since July 2010.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 215 WEST ST, GENEVA, IL 60134-1866 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 1997 · Amount on File |
| Deed Sale | Jan 15, 1997 · Amount on File |
| Deed Document Number | 19973317 |
| Last Transfer Date | Jul 29, 2010 |
| Transfer Doc | 0000048887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 19, 2026 |
| Property Address | 920 W MAIN ST, ST CHARLES, IL 60174-1744 |
| Document Number | 0000006770 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 2026K006770 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 215 WEST ST, GENEVA, IL 60134-1866 |
The 2025 property tax bill for 920 W Main St was $6,810, up 2.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,810.00 (+2.54%) | $97,106 (+8.53%) Land $25,462 Building $71,644 | $291,435 (+8.53%) Land $76,417 Building $215,018 |
| 2024 | $6,641.00 | $89,474 Land $23,461 Building $66,013 | $268,529 Land $70,411 Building $198,118 |
| 2022 | $6,415.00 (+3.87%) | $79,451 (+4.91%) Land $23,242 Building $56,209 | $238,353 (+4.91%) Land $69,726 Building $168,627 |
| 2021 | $6,176.00 | $75,732 Land $22,154 Building $53,578 | $227,196 Land $66,462 Building $160,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 920 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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