920 W Main St, Laurens, SC 29360 Property Records

Laurens County property record for 920 W Main St, Laurens, SC 29360

Property Summary

Property Type	Commercial
Owner	Owner Name on File
Last Sale	$218,133 (Jan 2014)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`906-05-05-027`

Property Details

APN / Parcel Number

Primary APN	`906-05-05-027`
Alternative APNs	`9060505027 97376589` `97376589`

Location & Zoning

Old Parcel Number	9060505027 97376589
Street Address	920 W MAIN ST
City	LAURENS
State	SC
Zip	29360-2646
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	LA
Legal Description	OFFICE ON WEST MAIN STREET
Legal Subdivision	CITY/LAURENS
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	1
Census Block	1030
Census Tract	920400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Laurens Historic District (Boundary Increase) listed 1986 · 21 contributing resources · NRIS 86003164

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 920 W Main St bought it in January 2014.

Source: Laurens County records, as of February 2, 2026

Owner of Record	Owner Name on File
Mailing Address	217 SHERWOOD DR, LAURENS, SC 29360-2639

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2014 · Amount on File
Deed Sale	Jan 7, 2014 · Amount on File
Prior Sale	Nov 5, 2007 · Amount on File
Deed Document Number	0000114811
Deed Book / Page	1148 / 11
Prior Transfer Date	Dec 31, 2013
Prior Transfer Doc	0001146285
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	920 W MAIN ST, LAURENS, SC 29360-2646
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SHERWOOD DR, LAURENS, SC 29360-2639

Mortgage

Document Number	0M29420241
Date	Jun 23, 2023
Book Page	M2942/241
Instrument	2023005034

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 22, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	920 W MAIN ST, LAURENS, SC 29360-2646
Document Number	0023650243
Book / Page	002365 / 000243
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	217 SHERWOOD DR LAURENS SC 293602639, LAURENS, SC 29360-2639

Mortgage

Document Number	0023650243
Date	Jul 18, 2017
Book Page	002365/000243
Instrument	6499

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 17, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 920 W Main St was $5,594, up 5% from the year before.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,594.00 (+5.01%)	$13,160 (-) Land $1,790 Building $11,370
2024	$5,327.00 (+5.74%)	$13,160 (+141.03%) Land $1,790 Building $11,370
2023	$5,038.00 (-0.81%)	$5,460 (-58.51%)	$136,450 (-37.79%) Land $15,950 Building $120,500
2022	$5,079.00	$13,160 Land $1,790 Building $11,370	$219,350 (-) Land $29,850 Building $189,500
2021			$219,350 Land $29,850 Building $189,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Piedmont Rural Telephone Cooperative, T-Mobile.

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