Grays Harbor County property record for 920 W Main St, Elma, WA 98541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,998 sqft · built 1911 |
| Lot Size | 0.19 acres (8,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $313,580 (Mar 2020) |
| Tax Bill | $3,936 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 047501501100 |
| Primary APN | 047501501100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Multi-Level |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 8,253 sqft (0.19 acres) |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 512 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 920 W MAIN ST |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541-9190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WAKEFIELD & BYLES LOT A OF BLA 09-01050068 IN SURVEYS VOL 30 PG 15 BLK 15 |
| Legal Range | 34 |
| Legal Township | 06 |
| Legal Section | 18 |
| Legal Subdivision | WAKEFIELD & BYLES |
| Legal Block | 15 |
| Legal Lot Number | A |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ELMA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 502 |
920 W Main St is owned by two individuals who bought it in March 2020.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 372, MCCLEARY, WA 98557-0372 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| May 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REX B & DIANE E VALENTINE |
| Nov 7, 2017 | Warranty Deed, Construction Loan · Construction Mortgage JAMES B & BERNADEEN K BOWERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on File |
| Deed Sale | Mar 4, 2020 · Amount on File |
| Prior Sale | Nov 7, 2017 · Amount on File |
| Deed Document Number | 202073 |
| Prior Transfer Date | Mar 7, 2016 |
| Prior Transfer Doc | 0000000002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Mar 4, 2020 |
| Property Address | 920 W MAIN ST, ELMA, WA 98541-9190 |
| Document Number | 0003040073 |
| Map Reference | VOL 2 PG 62 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 2020-03040073 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | PACIFIC TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,238.33 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 372, MCCLEARY, WA 98557-0372 |
| Document Number | 0003040074 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020-03040074 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Number | 0003040075 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020-03040075 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 920 W MAIN ST, ELMA, WA 98541-9190 |
| Document Number | 0007230027 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1217 MONTE ELMA RD ELMA WA 985419021, ELMA, WA 98541-9021 |
| Document Number | 0007230027 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 7230027 |
| Name | REX B & DIANE E VALENTINE |
|---|---|
| Address | 144 HURD RD, MONTESANO, WA 98563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Nov 7, 2017 |
| Property Address | 920 W MAIN ST, ELMA, WA 98541-9190 |
| Document Number | 0011070080 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 11070080 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2018 |
| Title Company | PACIFIC TITLE LC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,841.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1217 MONTE ELMA RD ELMA WA 985419021, ELMA, WA 98541-9021 |
| Document Number | 11070081 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 11070081 |
| Name | JAMES B & BERNADEEN K BOWERS |
|---|---|
| Address | 3063 AUTUMN LN, OAK HARBOR, WA 98277-9012 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 6, 2018 |
The 2026 property tax bill for 920 W Main St was $3,936.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Municipality | Elma City |
| Unified School District | Elma School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,936.00 | ||
| 2025 | $435,844 (-) Land $63,628 Building $372,216 | $435,844 (-) Land $63,628 Building $372,216 | |
| 2024 | $4,354.00 (+11.58%) | $435,844 Land $63,628 Building $372,216 | $435,844 Land $63,628 Building $372,216 |
| 2023 | $3,902.00 | ||
| 2022 | $413,190 Land $63,628 Building $349,562 | $413,190 Land $63,628 Building $349,562 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELMA serves 6,638 people · EPA ID WA5323100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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