920 W Main St, Cary, IL 60013 Property Records

McHenry County property record for 920 W Main St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,398 sqft · built 1978
Lot Size	0.247 acres (10,769 sqft)
Owner	Individual Name on File
Last Sale	$263,000 (Jul 2019)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-14-279-025`

Property Details

APN / Parcel Number

Primary APN	`19-14-279-025`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft
Gross Area	1,838 sqft
1st Floor Area	1,398 sqft

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Frame Siding
Lot Area	10,769 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	920 W MAIN ST
City	CARY
State	IL
Zip	60013-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0023425 LT 206 GREENFIELDS UNIT 5 MEMO: RYBALCHENKO, VADYM/ MARCHUK, IRYNA
Legal Range	08E
Legal Township	43N
Legal Section	14
Legal Subdivision	GREENFIELDS 05
Legal Block	279
Legal Lot Number	206
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2017
Census Tract	871312

Owner

920 W Main St is owned and occupied by an individual who bought it in July 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	920 W MAIN ST, CARY, IL 60013-1923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPANY
Jul 29, 2019	Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN
Feb 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 10, 2017	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Feb 4, 2019
Deed Document Number	0000023425
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	920 W MAIN ST, CARY, IL 60013-1923
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034752
Date	Jun 25, 2021
Instrument	2021R0034752

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPANY
Type	Mortgage Company
Address	GLENVIEW, IL 60026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 29, 2019
Property Address	920 W MAIN ST, CARY, IL 60013-1923
Document Number	0000023425
Map Reference	DOC 700148
Instrument Date	Jul 26, 2019
Instrument	2019R0023425
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	920 W MAIN ST, CARY, IL 60013-1923

Mortgage

Document Number	0000023426
Date	Jul 29, 2019
Instrument	2019R0023426

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 4, 2019
Property Address	920 W MAIN ST, CARY, IL 60013-1923
Document Number	0000002982
Instrument Date	Jan 25, 2019
Instrument	2982
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	920 W MAIN ST CARY IL 600131923, CARY, IL 60013-1923

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	920 W MAIN ST, CARY, IL 60013-1923
Document Number	0000004124
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	920 W MAIN ST CARY IL 600131923, CARY, IL 60013-1923

Mortgage

Document Number	0000004124
Date	Feb 2, 2017
Instrument	4124

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$82,910 Land $20,749 Building $62,161	$248,730 Land $62,247 Building $186,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 920 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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