920 W Hill Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 920 W Hill Rd, Worcester, NY 12197

Property Summary

Property TypeRural Home
Lot Size23.9 acres (1,042,391 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Nov 2012)
Tax Bill$3,847 (2026)
Deeds & MortgagesMar 2021 Refinance
Flood ZoneZone X (minimal risk)
APN366600 184.00-1-22.03

Property Details

APN / Parcel Number

Primary APN366600 184.00-1-22.03
Alternative APN
  • 482153912

Exterior

Lot Area1,042,391 sqft (23.9 acres)

Location & Zoning

Account Number482153912
Street Address920 W HILL RD
CityWORCESTER
StateNY
Zip12197-2113
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR80
Legal Block1
Legal Lot Number22.030
JurisdictionOTSEGO NY
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1016
Census Tract590702

Owner

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address920 W HILL RD, WORCESTER, NY 12197-2113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2012 · Amount on Record
Deed SaleNov 29, 2012 · Amount on Record
Deed Book / Page2012 / 6123
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address920 W HILL RD, WORCESTER, NY 12197-2113
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number736
DateMar 26, 2021
Instrument2021-1736
Lender
NameGHS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionWorcester Town
Unified School DistrictWorcester Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,847.00 (+15.21%) Homeowner's exemption
2025$3,339.00$66,600 (-) Land $30,900 Building $35,700$162,044 (+11.92%) Land $75,183 Building $86,861
2023$66,600 Land $30,900 Building $35,700$144,783 Land $67,174 Building $77,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on W Hill Rd

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