Kane County property record for 920 W Highland Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,147 sqft · built 1885 |
| Lot Size | 0.367 acres (15,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2019) |
| Tax Bill | $7,924 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-151-019 |
| Primary APN | 06-14-151-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,147 sqft Living Area |
| Gross Area | 3,254 sqft |
| Basement Area | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Construction Type | Frame |
| Lot Area | 15,999 sqft (0.367 acres) |
| Lot Width | 92 ft Width |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 920 W HIGHLAND AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE E LINKFIELDS ADD - WLY PT LOT 12 BEING 26 FT ON SOUTH LINE & 46.3 FT ON NORTH LINE & LOT 14 SOUTH OF NORTH 38.5 FT EX PART DESC IN IN DOC 933271 BOOK 2047/491 & ALL OF LOT 13 BLK 3 |
| Legal Subdivision | GEORGE E LINKFIELDS ADD |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 851102 |
920 W Highland Ave is owned and occupied by two individuals who bought it in August 2019.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 W HIGHLAND AVE, ELGIN, IL 60123-5218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Aug 8, 2019 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Jun 22, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on File |
| Deed Sale | Aug 8, 2019 · Amount on File |
| Prior Sale | Jun 22, 2018 · Amount on File |
| Deed Document Number | 201935463 |
| Prior Transfer Date | Nov 8, 2005 |
| Prior Transfer Doc | 0000141663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 920 W HIGHLAND AVE, ELGIN, IL 60123-5218 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000067010 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021K067010 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 8, 2019 |
| Property Address | 920 W HIGHLAND AVE, ELGIN, IL 60123-5218 |
| Document Number | 0000035463 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 35463 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | WHEATLAND TITLE, WHEATLAND TITLE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3034 N FRANCISCO AVE CHICAGO IL 606187022, CHICAGO, IL 60618-7022 |
| Document Number | 35464 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 35464 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 22, 2018 |
| Property Address | 920 W HIGHLAND AVE, ELGIN, IL 60123-5218 |
| Document Number | 0000029771 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 29771 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 558 N MCLEAN BLVD ELGIN IL 601233242, ELGIN, IL 60123-3242 |
The 2025 property tax bill for 920 W Highland Ave was $7,924 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,924.00 Homeowner's exemption | $111,875 (+8.57%) Land $31,431 Building $80,444 | $335,759 (+8.57%) Land $94,331 Building $241,429 |
| 2024 | $103,044 Land $28,950 Building $74,094 | $309,256 Land $86,885 Building $222,371 | |
| 2022 | $6,840.00 (+4.52%) Homeowner's exemption | $84,884 (+6.96%) Land $23,848 Building $61,036 | $254,652 (+6.96%) Land $71,544 Building $183,108 |
| 2021 | $6,544.00 Homeowner's exemption | $79,360 Land $22,296 Building $57,064 | $238,080 Land $66,888 Building $171,192 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 920 W Highland Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 920 W Highland Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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