920 W Cherry St, Bluffton, IN 46714 Property Records

Wells County property record for 920 W Cherry St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,454 sqft · built 1910
Lot Size	0.186 acres (8,102 sqft)
Owner	Company Name on Record
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-529-042.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-529-042.000-004`
Alternative APNs	`00001539925` `0100815500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	835 sqft
Attic	Attic
Attic Area	1,238 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	140 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001539925
Street Address	920 W CHERRY ST
City	BLUFFTON
State	IN
Zip	46714-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNLEY TOWNLEY WEST LOT 55 (4-E)
Legal Subdivision	WHITES ADD
Legal Lot Number	55
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3074
Census Tract	40600

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 N MARION ST, BLUFFTON, IN 46714-1922
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK BERNIE
Oct 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK BERNIE
Jan 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK BERNIE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	920 W CHERRY ST, BLUFFTON, IN 46714-1723
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020233991
Date	Dec 18, 2023
Instrument	20233991

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	920 W CHERRY ST, BLUFFTON, IN 46714-1723
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20214779
Date	Oct 19, 2021
Instrument	20214779

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	920 W CHERRY ST, BLUFFTON, IN 46714-1723
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 000937720009
Date	Jan 3, 2017
Book Page	141/532
Instrument	000937720009

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,173.00 (+0.34%)	$64,800 (+8%) Land $9,600 Building $55,200	$64,800 (+8%) Land $9,600 Building $55,200
2024	$1,169.00 (+47.41%)
2023		$60,000 (+29.87%) Land $12,100 Building $47,900	$60,000 (+29.87%) Land $12,100 Building $47,900
2022	$793.00	$46,200 Land $6,700 Building $39,500	$46,200 Land $6,700 Building $39,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2003)
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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