920 W 20th St, Costa Mesa, CA 92627 Property Records

Orange County property record for 920 W 20th St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,095 sqft · built 2017
Lot Size	0.273 acres (11,880 sqft)
Owner	2 Company Names on Record
Last Sale	$810,000 (Nov 2015)
Tax Bill	$14,121 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`422-494-45`

Property Details

APN / Parcel Number

Primary APN	`422-494-45`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,095 sqft Living Area
1st Floor Area	2,095 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	11,880 sqft (0.273 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	920 W 20TH ST
City	COSTA MESA
State	CA
Zip	92627-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1712 BLK LOT 243
Legal Subdivision	TRACT NO 1712
Legal Tract	1712
Legal Lot Number	243
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1000
Census Tract	63601

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	920 W 20TH ST, COSTA MESA, CA 92627-4108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Jul 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2015 · Amount on Record
Deed Sale	Nov 17, 2015 · Amount on Record
Deed Document Number	2015591851
Last Transfer Date	Jun 27, 2017
Transfer Doc	0000300156
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	920 W 20TH ST, COSTA MESA, CA 92627-4108
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 W 20TH ST, COSTA MESA, CA 92627-4108

Mortgage

Document Number	0000191935
Date	Aug 9, 2023
Instrument	2023000191935

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	920 W 20TH ST, COSTA MESA, CA 92627-4108
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 W 20TH ST, COSTA MESA, CA 92627-4108

Mortgage

Document Number	0000626928
Date	Oct 13, 2021
Instrument	2021000626928

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	920 W 20TH ST, COSTA MESA, CA 92627-4108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314532
Date	Jul 3, 2020
Instrument	2020000314532

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	920 W 20TH ST, COSTA MESA, CA 92627-4108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051044
Date	Feb 19, 2019
Instrument	2019000051044

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 21, 2017
Property Address	920 W 20TH ST, COSTA MESA, CA 92627-4108
Document Number	0000300156
Instrument Date	Jun 27, 2017
Instrument	300156
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	920 W 20TH ST COSTA MESA CA 926274108, COSTA MESA, CA 92627-4108

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,245,953 (+2%) Land $334,811 Building $911,142
2025	$14,121.00 (+5.77%) Homeowner's exemption	$1,221,523 (+4.04%) Land $328,246 Building $893,277
2023	$13,351.00 (+3.5%) Homeowner's exemption	$1,174,091 Land $315,500 Building $858,591
2022	$12,900.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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