Contra Costa County property record for 920 Vista Pointe Dr, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,731 sqft · built 1992 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $473,000 (Jan 2003) |
| Tax Bill | $8,829 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2026 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-810-093-4 |
| Primary APN | 213-810-093-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,731 sqft Living Area |
| 1st Floor Area | 724 sqft |
| 2nd Floor Area | 1,007 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cluster |
| Lot Area | 2,200 sqft (0.051 acres) |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 920 VISTA POINTE DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-4964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7216 L93 |
| Legal Subdivision | SUBDIVISION 7216 |
| Legal Tract | 7216 |
| Legal Lot Number | 93 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 345118 |
920 Vista Pointe Dr is owner-occupied and held in a trust since November 2020.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 920 VISTA POINTE DR, SAN RAMON, CA 94582-4964 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Jan 5, 2026 | Intrafamily Transfer, Transfer · Reverse Mortgage SMARTFI HOME LOANS LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Dec 7, 2020 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Dec 7, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2003 · Amount on File |
| Deed Sale | Jan 16, 2003 · Amount on File |
| Deed Document Number | 200322788 |
| Last Transfer Date | Nov 30, 2020 |
| Transfer Doc | 0000304097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 920 VISTA POINTE DR, SAN RAMON, CA 94582-4964 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 920 VISTA POINTE DR, SAN RAMON, CA 94582-4964 |
| Document Number | 0000114532 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022-114532 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jan 5, 2026 |
| Property Address | 920 VISTA POINTE DR, SAN RAMON, CA 94582-4964 |
| Document Number | 0000000403 |
| Map Reference | MB 337 PG 41 |
| Instrument Date | Dec 13, 2025 |
| Instrument | 2026- 000403 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | UNKNOWN, MULTIPLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 920 VISTA POINTE DR, SAN RAMON, CA 94582-4964 |
| Document Number | 0000000404 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026- 000404 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 920 VISTA POINTE DR, SAN RAMON, CA 94582-4964 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033771 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020-033771 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 7, 2020 |
| Property Address | 920 VISTA POINTE DR, SAN RAMON, CA 94582-4964 |
| Document Number | 0000304099 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 304099 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 920 VISTA POINTE DR SAN RAMON CA 945824964, SAN RAMON, CA 94582-4964 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 7, 2020 |
| Property Address | 920 VISTA POINTE DR, SAN RAMON, CA 94582-4964 |
| Document Number | 0000304097 |
| Map Reference | MB 337 PG 41 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020-304097 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 920 VISTA POINTE DR, SAN RAMON, CA 94582-4964 |
| Document Number | 0000304098 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-304098 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 920 Vista Pointe Dr was $8,829.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $698,442 (+2%) Land $438,745 Building $259,697 | |
| 2025 | $8,829.00 Homeowner's exemption | $684,748 Land $430,143 Building $254,605 |
| 2023 | $8,470.00 (+1.77%) Homeowner's exemption | $658,160 Land $413,441 Building $244,719 |
| 2022 | $8,323.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 920 Vista Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 920 Vista Pointe Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
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