920 Villa St, Elgin, IL 60120 Property Records

Cook County property record for 920 Villa St, Elgin, IL 60120

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	2,876 sqft · built 1954
Lot Size	1.11 acres (48,352 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Mar 1997)
Tax Bill	$36,671 (2023)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-19-106-019`

Property Details

APN / Parcel Number

Primary APN	`06-19-106-019`
Alternative APN	`06-19-106-019-0000`

Interior

Stories	1 Story
Building Area	2,876 sqft Gross Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	48,352 sqft

Location & Zoning

Street Address	920 VILLA ST
City	ELGIN
State	IL
Zip	60120-8147
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Legal Description	(COUNTY)(CLERKS) DIVIN OF UNSUBDIVIDED LAND IN SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	COUNTY CLERKS DIVIN OF UNSUBDIVIDED L
Legal Block	106
Legal Lot Number	9
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3020
Census Tract	804406

Owner

Source: Cook County records · APN 06-19-106-019

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	810 VILLA ST, ELGIN, IL 60120-8046
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 1997 · Amount on Record
Deed Sale	Mar 06, 1997 · Amount on Record
Deed Document Number	1997295
Last Transfer Date	Apr 09, 2024
Transfer Doc	0000014424
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 29, 2024
Property Address	920 VILLA ST, ELGIN, IL 60120-8147
Document Number	0012014424
Instrument Date	Apr 09, 2024
Instrument	2412014424
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 VILLA ST, ELGIN, IL 60120-8046

Mortgage

Document Number	0012014425
Date	Apr 29, 2024
Instrument	2412014425

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Interest

Rate	11.7%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,751 (+29.32%) Land $67,570 Building $97,181	$659,004 (+29.32%) Land $270,280 Building $388,724
2023	$36,671.00 (+2.9%)
2022	$35,638.00	$127,398 Land $72,396 Building $55,002	$509,592 Land $289,584 Building $220,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	18 (1982–2020)
Claims Outside the SFHA	1 of 18
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.