920 U St, Sacramento, CA 95818 Property Records

Sacramento County property record for 920 U St, Sacramento, CA 95818

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,838 sqft · built 1915
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Company Names on Record
Last Sale	$576,500 (Apr 2026)
Tax Bill	$4,620 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`009-0132-008-0000`

Property Details

APN / Parcel Number

Primary APN	`009-0132-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,838 sqft Living Area
1st Floor Area	1,074 sqft
2nd Floor Area	764 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	920 U ST
City	SACRAMENTO
State	CA
Zip	95818-1326
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1B-SPD
Legal Description	E 30 FT OF W 60 FT OF N 1/2 LOT 3 BLK U & V 9 &10
Legal Subdivision	SACRAMENTO
Legal Block	U,V
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3002
Census Tract	2100

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	920 U ST, SACRAMENTO, CA 95818-1326
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 20, 2026	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Oct 29, 2009 · Amount on Record
Deed Book / Page	20260420 / 25
Prior Transfer Date	Sep 22, 2007
Prior Transfer Doc	0000000390
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	920 U ST, SACRAMENTO, CA 95818-1326
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 U ST, SACRAMENTO, CA 95818-1326

Mortgage

Document Number	0000000688
Date	Nov 15, 2023
Instrument	202311150688

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 20, 2026
Property Address	920 U ST, SACRAMENTO, CA 95818-1326
Document Number	2026000025
Book / Page	20260420 / 25
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,049.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	920 U ST, SACRAMENTO, CA 95818-1326

Mortgage

Document Number	2026000026,
Date	Apr 20, 2026
Book Page	20260420/26

Lender

Name	JMAC LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	920 U ST, SACRAMENTO, CA 95818-1326
Document Number	2101292686
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 U ST SACRAMENTO CA 958181326, SACRAMENTO, CA 95818-1326

Mortgage

Document Number	2101292686
Date	Jan 29, 2021
Instrument	2101292686

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,487 (+2%) Land $135,605 Building $250,882
2025	$4,620.00 (+1.45%) Homeowner's exemption	$378,910 (+4.04%) Land $132,947 Building $245,963
2024	$4,554.00 (+2.43%)
2023	$4,446.00 (+1.74%) Homeowner's exemption	$364,199 Land $127,786 Building $236,413
2022	$4,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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