920 Terrace Dr, Los Altos, CA 94024 Property Records

Santa Clara County property record for 920 Terrace Dr, Los Altos, CA 94024

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,390 sqft · built 1987
Lot Size	0.349 acres (15,200 sqft)
Owner	Trust Name on File
Last Sale	$4,000,000 (Sep 2017)
Tax Bill	$54,910 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`331-22-031`

Property Details

APN / Parcel Number

Primary APN	`331-22-031`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,390 sqft Living Area
Gross Area	4,337 sqft
1st Floor Area	2,041 sqft
2nd Floor Area	2,296 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	160 ft deep x 95 ft wide
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 TERRACE DR
City	LOS ALTOS
State	CA
Zip	94024-5942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1E-2
Legal Subdivision	LOS ALTOS CC PROPERTIES
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2000
Census Tract	511702

Owner

920 Terrace Dr is owner-occupied and held in a trust since June 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	920 TERRACE DR, LOS ALTOS, CA 94024-5942
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 7, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017 · Amount on File
Deed Sale	Sep 7, 2017 · Amount on File
Prior Sale	Feb 23, 2010
Deed Document Number	201723746411
Last Transfer Date	Jun 24, 2020
Transfer Doc	0024533253
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	920 TERRACE DR, LOS ALTOS, CA 94024-5942
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 TERRACE DR, LOS ALTOS, CA 94024-5942

Mortgage

Document Number	0024798799
Date	Jan 25, 2021
Instrument	24798799

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	920 TERRACE DR, LOS ALTOS, CA 94024-5942
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 TERRACE DR, LOS ALTOS, CA 94024-5942

Mortgage

Document Number	0025139398
Date	Oct 21, 2021
Instrument	25139398

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	7%
Index	Other
Max Rate	7%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 10, 2020
Property Address	920 TERRACE DR, LOS ALTOS, CA 94024-5942
Document Number	0024533253
Instrument Date	Jun 24, 2020
Instrument	24533253
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	920 TERRACE DR LOS ALTOS CA 940245942, LOS ALTOS, CA 94024-5942

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 7, 2017
Property Address	920 TERRACE DR, LOS ALTOS, CA 94024-5942
Document Number	0023746411
Map Reference	MAP R PG50-53
Instrument Date	Aug 31, 2017
Instrument	23746411
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	920 TERRACE DR, LOS ALTOS, CA 94024-5942

Mortgage

Document Number	0023746412
Date	Sep 7, 2017
Instrument	23746412

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 920 Terrace Dr was $54,910.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,642,338 (+2%) Land $3,829,931 Building $812,407
2025	$54,910.00	$4,551,313 Land $3,754,835 Building $796,478
2023	$52,139.00 (+0.88%)	$4,374,581 Land $3,609,031 Building $765,550
2022	$51,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 920 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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