Watonwan County property record for 920 Swanson St, Saint James, MN 56081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,296 sqft · built 1977 |
| Lot Size | 0.304 acres (13,242 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,610 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.326.1160 |
| Primary APN | 20.326.1160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft |
| Gross Area | 652 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,242 sqft (0.304 acres) |
| Garage Area | 676 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 190 sqft |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 920 SWANSON ST |
|---|---|
| City | SAINT JAMES |
| State | MN |
| Zip | 56081-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PARK ADDITION BLOCK-006 LOTS 22-24; N5' OF LOT 21 |
| Legal Subdivision | HIGHLAND PARK ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 21-24 |
| Jurisdiction | WATONWAN MN |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950200 |
920 Swanson St is owned and occupied by two individuals.
Source: Watonwan County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 SWANSON ST, SAINT JAMES, MN 56081-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 920 Swanson St was $2,610 with a homeowner's exemption, up 1.5% from the year before.
Source: Watonwan County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Watonwan County |
| Municipality | St. James City |
| Unified School District | St. James Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,610.00 (+1.48%) Homeowner's exemption | $197,700 (-1.89%) Land $28,600 Building $169,100 | $197,700 (-1.89%) Land $28,600 Building $169,100 |
| 2025 | $2,572.00 Homeowner's exemption | $201,500 Land $25,700 Building $175,800 | $201,500 Land $25,700 Building $175,800 |
| 2023 | $2,568.00 | $196,900 Land $22,300 Building $174,600 | $196,900 Land $22,300 Building $174,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Swanson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 6, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 920 Swanson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint James serves 4,611 people · EPA ID MN1830006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Christensen Communications Company, Verizon.
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