920 Sutherland Ave, Owensboro, KY 42301 Property Records

Daviess County property record for 920 Sutherland Ave, Owensboro, KY 42301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Last Sale$4,900 (Jul 2017)
Tax Bill$33 (2025)
Deeds & MortgagesApr 2006 Mortgage
Flood ZoneZone X (minimal risk)
APN005-09-05-007-00-000

Property Details

APN / Parcel Number

Primary APN005-09-05-007-00-000
Alternative APN
  • 9405870

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story

Exterior

Exterior MaterialOther
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeDetached

Location & Zoning

Street Address920 SUTHERLAND AVE
CityOWENSBORO
StateKY
Zip42301-2723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description920 SUTHERLAND AVE
Legal SubdivisionFACTORY ADDITION
JurisdictionDAVIESS KY
Township / Civil DivisionOWENSBORO
Census Block Group2
Census Block2002
Census Tract500

Owner

920 Sutherland Ave is owned by an individual who bought it in July 2017.

Source: Daviess County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address709 E 21ST ST, OWENSBORO, KY 42303-5113
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2017 · Amount on File
Deed SaleJul 1, 2017 · Amount on File
Record UpdatedOct 29, 2026

April 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address920 SUTHERLAND AVE, OWENSBORO, KY 42301-2723
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001497/703
DateApr 10, 2006
Book Page1497/703
Instrument0006260
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
AmountAmount on Record
Term238 Months
DueFeb 10, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 920 Sutherland Ave was $33.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
MunicipalityOwensboro City
Unified School DistrictOwensboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,000 (-4%)$6,000 (-4%)
2025$33.00$10,000 Land $10,000$10,000 Land $10,000
2023$10,000 (+66.67%)$10,000 (+66.67%)
2022$67.00$6,000$6,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Sutherland Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2009–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Sutherland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOWENSBORO MUNICIPAL UTILITIES
serves 60,473 people · EPA ID KY0300336
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: Owensboro Municipal Utilities.

Nearby Properties on Sutherland Ave

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