920 Summer St, Loudon, TN 37774 Property Records

Loudon County property record for 920 Summer St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	1 ba · 798 sqft · built 1945
Lot Size	0.15 acres (6,547 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2021)
Tax Bill	$456 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053040E D 01100`

Property Details

APN / Parcel Number

Primary APN	`053040E D 01100`
Alternative APNs	`040E D 01100 000040E` `040E D 01100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	798 sqft Living Area
1st Floor Area	798 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,547 sqft (0.15 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Deck Area	96 sqft
Patio Area	96 sqft
Utility Building	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	040E D 01100 000040E
Street Address	920 SUMMER ST
City	LOUDON
State	TN
Zip	37774-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	EBB HUFF 3 E.5 1 044G D 044G 01100 000
Legal Subdivision	EBB HUFF
Legal Block	3
Legal Lot Number	E.5 9
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3008
Census Tract	60600

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 SUMMER ST, LOUDON, TN 37774-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Nov 13, 2006 · Amount on Record
Deed Document Number	0000433833
Deed Book / Page	433 / 833
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Apr 16, 2021
Property Address	920 SUMMER ST, LOUDON, TN 37774-1017
Document Number	D0433/833
Book / Page	D0433 / 833
Map Reference	MB 1 PG 17
Instrument Date	Apr 16, 2021
Instrument	21004966
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SUMMER ST, LOUDON, TN 37774-1017

Mortgage

Document Number	21004967
Date	Apr 16, 2021
Instrument	21004967

Lender

Name	FRANCISCO MEJIA ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	145 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00	$15,425 (-) Land $2,450 Building $12,975
2024	$456.00 (+169.82%)	$15,425 (-) Land $2,450 Building $12,975
2023		$15,425 (-) Land $2,450 Building $12,975
2022	$169.00	$15,425 Land $2,450 Building $12,975	$61,700 (-) Land $9,800 Building $51,900
2021			$61,700 Land $9,800 Building $51,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30