St. Clair County property record for 920 Stratford Rd, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,725 sqft · built 1971 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Dec 2010) |
| Tax Bill | $6,195 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-612-0042-000 |
| Primary APN | 74-07-612-0042-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,725 sqft Living Area |
| 1st Floor Area | 1,343 sqft |
| Basement Area | 1,343 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 22,521 sqft (0.517 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 920 STRATFORD RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | N1/2 OF LOT 76 & LOT 77 PALMER VILLAGE SUBD NO 2 |
| Legal Subdivision | PALMER VILLAGE |
| Legal Lot Number | 76-77 |
| Legal Unit | 76,77 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 7 |
| Census Block | 7012 |
| Census Tract | 642000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 920 STRATFORD RD, SAINT CLAIR, MI 48079-4276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2010 · Amount on Record |
| Deed Sale | Dec 27, 2010 · Amount on Record |
| Prior Sale | Jul 29, 2005 · Amount on Record |
| Deed Document Number | 201028153 |
| Deed Book / Page | 4098 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 920 STRATFORD RD, SAINT CLAIR, MI 48079-4276 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 920 STRATFORD RD, SAINT CLAIR, MI 48079-4276 |
| Document Number | 5372501 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 5372/501 |
| Instrument | 2021016132 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,500 (+3.05%) | $473,000 (+3.05%) | |
| 2025 | $6,195.00 (+2.8%) Homeowner's exemption | $229,500 (+6.89%) | |
| 2024 | $6,026.00 (+7.59%) | $459,000 (+6.89%) | |
| 2023 | $214,700 | ||
| 2022 | $5,601.00 | $429,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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