920 Spruce St, Waukee, IA 50263 Property Records

Dallas County property record for 920 Spruce St, Waukee, IA 50263

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,553 sqft · built 2018
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Nov 2023)
Tax Bill	$6,710 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000001232277006`

Property Details

APN / Parcel Number

Primary APN	`000001232277006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,553 sqft Living Area
1st Floor Area	1,550 sqft
Basement Area	1,550 sqft
Finished Basement	1,000 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,100 sqft (0.208 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	920 SPRUCE ST
City	WAUKEE
State	IA
Zip	50263-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING CREST PLAT 1 LOT 6
Legal Range	26
Legal Township	79
Legal Section	32
Legal Subdivision	SPRING CREST PLAT 1
Legal Lot Number	6
Jurisdiction	DALLAS IA
Township / Civil Division	WALNUT
Census Block Group	2
Census Block	2019
Census Tract	50902

Owner

920 Spruce St is owned and occupied by an individual who bought it in November 2023.

Source: Dallas County records, as of October 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	920 SPRUCE ST, WAUKEE, IA 50263-9201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Sep 17, 2024	Deed of Trust, Mortgage · Commercial Mortgage EARLHAM SAVINGS BANK
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA
Nov 3, 2020	Deed of Trust, Mortgage · Conventional with PMI GREENSTATE CU
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IA CMNTY CU
Jun 20, 2019	Deed of Trust, Mortgage UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	2023-16302
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	920 SPRUCE ST, WAUKEE, IA 50263-9201
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230000013633
Date	Sep 14, 2023
Book Page	2023/13633

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 13, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	920 SPRUCE ST, WAUKEE, IA 50263-9201
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SPRUCE ST, WAUKEE, IA 50263-9201

Mortgage

Document Number	0202414365
Date	Sep 17, 2024
Instrument	2024-14365

Lender

Name	EARLHAM SAVINGS BANK
Type	Bank
Address	EARLHAM, IA 50072

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 12, 2064

Interest

Rate Type	Adjustable Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Nov 1, 2023
Property Address	920 SPRUCE ST, WAUKEE, IA 50263-9201
Document Number	0202316302
Instrument Date	Oct 23, 2023
Instrument	2023-16302
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 SPRUCE ST, WAUKEE, IA 50263-9201

Mortgage

Document Number	0202316303
Date	Nov 1, 2023
Instrument	2023-16303

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	920 SPRUCE ST, WAUKEE, IA 50263-9201
Document Number	0000032938
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SPRUCE ST WAUKEE IA 502639201, WAUKEE, IA 50263-9201

Mortgage

Document Number	0000032938
Date	Nov 19, 2020
Instrument	32938

Lender

Name	GREENSTATE CU
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	920 SPRUCE ST, WAUKEE, IA 50263-9201
Document Number	0000011420
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SPRUCE ST WAUKEE IA 502639201, WAUKEE, IA 50263-9201

Mortgage

Document Number	0000011420
Date	Jul 9, 2019
Instrument	11420

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 8, 2024

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	920 SPRUCE ST, WAUKEE, IA 50263-9201
Document Number	0000011419
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SPRUCE ST WAUKEE IA 502639201, WAUKEE, IA 50263-9201

Mortgage

Document Number	0000011419
Date	Jul 9, 2019
Instrument	11419

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dallas County
Municipality	Waukee City
Unified School District	Waukee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$421,230 Land $80,000 Building $341,230	$421,230 Land $80,000 Building $341,230
2024	$6,710.00
2023		$362,070 (+12.13%) Land $80,000 Building $282,070	$362,070 Land $80,000 Building $282,070
2022	$6,102.00 (+4.77%) Homeowner's exemption	$322,890 Land $80,000 Building $242,890
2021	$5,824.00		$322,890 Land $80,000 Building $242,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mi-Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures