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920 Spring Oak Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 920 Spring Oak Dr, Melbourne, FL 32901 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2012
Square Footage2,022 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2026)
Tax Bill$2,570.00 (2025)

Property Details

APN / Parcel Number

Primary APN28-37-09-37-*-42
Alternative APNs
  • 28-37-09-37-00000.0-0042.00
  • 2858436

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,022 sqft Living Area
Gross Area3,266 sqft Gross Area
1st Floor2,022 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2012
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,761 sqft (0.27 acres)
Lot Width65 ft Width
Garage TypeAttached Garage
Garage Area452 sqft Garage
Patio Area251 sqft Patio
Porch Area792 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number2858436
Street Address920 SPRING OAK DR
CityMELBOURNE
StateFL
Zip32901-7755
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOREST CREEK SUBDIVISION PHASE 2 LOT 42
Legal Range37E
Legal Township28S
Legal Section09
Legal SubdivisionFOREST CREEK SUBDIVISION PHASE 2
Legal Phase2
Legal Lot Number42
JurisdictionBREVARD FL
Minor Civil DivisionMELBOURNE
Census Blockgroup3
Census Block3001
Census Tract64901

Owner

Source: Brevard County records · APN 28-37-09-37-*-42

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address920 SPRING OAK DR, MELBOURNE, FL 32901-7755
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE COMPANY
Nov 03, 2017Loan 1 (Only) is a Reverse Mortgage, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleJul 18, 2001 · Amount on Record
Deed Doc Number202696994
Deed Book / Page10622 / 2867
Prior Transfer DateOct 26, 2017
Prior Transfer Doc2017228681
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 12, 2026
Property Address920 SPRING OAK DR, MELBOURNE, FL 32901-7755
Document Number0000096994
Book / Page10622 / 2867
Instrument DateMay 11, 2026
Instrument2026.96994
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanySUPREME TITLE CLOSINGS LLC, SUPREME TITLE CLOSINGS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$282,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 SPRING OAK DR, MELBOURNE, FL 32901-7755

Mortgage

Document Number0000096995,
DateMay 12, 2026
Instrument2026..96995
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

November 2017: Loan 1 (Only) is a Reverse Mortgage, Mortgage

Document TypeLoan 1 (Only) is a Reverse Mortgage
JurisdictionBREVARD FL
Recording DateNov 03, 2017
Property Address920 SPRING OAK DR, MELBOURNE, FL 32901-7755
Document Number0080182918
Book / Page008018 / 002918
Instrument DateOct 26, 2017
Instrument228681
Transaction TypeMortgage
Record UpdatedFeb 09, 2018
Title CompanyALLEGIANT REVERSE SERVICES

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address920 SPRING OAK DR MELBOURNE FL 329017755, MELBOURNE, FL 32901-7755

Mortgage

Document Number80182921
DateNov 03, 2017
Book Page008018/002921
Instrument228682
Lender
NameAMERICAN FIN'L NETWORK
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term744 Months
DueNov 02, 2079
Interest
Rate TypeAdjustable Rate
Rate4.66%

Mortgage

Document Number80182938,
DateNov 03, 2017
Book Page008018/002938
Instrument228683
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term744 Months
DueNov 02, 2079
Interest
Rate TypeAdjustable Rate
Rate4.66%

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$358,650 (+93.52%)$358,650 (-0.68%)
2025$2,570.00 (+5.85%) Homeowner's exemption Widower's exemption$185,330 (+5.98%)$361,090 (-8.12%)
2024$2,428.00 (+2.79%)
2023$2,362.00 (+3.42%) Homeowner's exemption Widower's exemption$174,870 (+3%)$392,990 (+12.37%) Land $85,000 Building $307,990
2022$2,284.00 Homeowner's exemption Widower's exemption$169,780$349,740 Land $75,000 Building $274,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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