920 Spring Lake Cir, Mc Cool Junction, NE 68401 Property Records

York County property record for 920 Spring Lake Cir, Mc Cool Junction, NE 68401

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,950 (Mar 2001)
Tax Bill	$199 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2015 Mortgage
Flood Zone	Zone A (high risk)
APN	`930182871`

Property Details

APN / Parcel Number

Primary APN	`930182871`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	920 SPRING LAKE CIR
City	MC COOL JUNCTION
State	NE
Zip	68401-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LOT 7 SPRING LAKE ESTATES 18-9-2 AC 1.0; MAP NUMBER: 3519-18-1-00000-000-0046
Legal Range	02
Legal Township	09
Legal Section	18
Legal Subdivision	SPRING LAKE ESTATES REPLAT
Legal Lot Number	7
Jurisdiction	YORK NE
Township / Civil Division	MCFADDEN
Census Block Group	1
Census Block	1222
Census Tract	969900

Owner

Source: York County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9340 DUANE LN, LINCOLN, NE 68505-9412
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2017	Deed of Trust, Mortgage LIVE OAK BANKING COMPANY
Dec 30, 2015	Deed of Trust, Mortgage LIVE OAK BANKING COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2001 · Amount on Record
Deed Sale	Mar 28, 2001 · Amount on Record
Deed Book / Page	183 / 289
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	920 SPRING LAKE CIR, MC COOL JUNCTION, NE 68401-3011
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000041/340
Date	Mar 14, 2017
Book Page	41/340
Instrument	2017-00621

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Amount	Amount Recorded
Term	313 Months
Due	Apr 5, 2043

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	920 SPRING LAKE CIR, MC COOL JUNCTION, NE 68401-3011
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000027/355
Date	Dec 30, 2015
Book Page	27/355
Instrument	2015-02744

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Jan 5, 2041

Interest

Rate Type	Adjustable Rate
Rate	1.25%

Tax Assessment & Valuation

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$199.00 (-47.49%)	$299,808 (+822.49%) Land $32,500 Building $267,308	$299,808 (+822.49%) Land $32,500 Building $267,308
2023	$379.00	$32,500 Land $32,500	$32,500 Land $32,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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