Warren County property record for 920 Smith Ct, Bowling Green, KY 42103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,204 sqft · built 1989 |
| Lot Size | 0.948 acres (41,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (May 2025) |
| Tax Bill | $5,897 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 040C-14-015 |
| Primary APN | 040C-14-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,204 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,295 sqft (0.948 acres) |
| Garage Type | Detached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 364 sqft |
| Patio Area | 555 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | N9984728 |
|---|---|
| Street Address | 920 SMITH CT |
| City | BOWLING GREEN |
| State | KY |
| Zip | 42103-2438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:15 SUBD:HARTLAND |
| Legal Subdivision | HARTLAND |
| Legal Lot Number | 15 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11401 |
920 Smith Ct is owned by two individuals who bought it in May 2025.
Source: Warren County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1106 FAIRWAY STREET, EIGHTY EIGHT, KY 42130 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEYER MORTGAGE CORP |
| May 5, 2025 | Deed, Construction Loan · Construction Mortgage FIRST & FARMERS NATIONAL BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on File |
| Deed Sale | May 5, 2025 · Amount on File |
| Prior Sale | Aug 28, 2013 · Amount on File |
| Deed Document Number | 2103003 |
| Deed Book / Page | D1321 / 400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 920 SMITH CT, BOWLING GREEN, KY 42103-2438 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M3009/204 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | M3009/204 |
| Instrument | 1147503 |
| Name | MEYER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BOWLING GREEN, KY 42103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | May 5, 2025 |
| Property Address | 920 SMITH CT, BOWLING GREEN, KY 42103-2438 |
| Document Number | 0D1321/400 |
| Book / Page | D1321 / 400 |
| Map Reference | MB 22 PG 25 |
| Instrument Date | May 2, 2025 |
| Instrument | 2103003 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 SMITH CT, BOWLING GREEN, KY 42103-2438 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1106 FAIRWAY STREET, EIGHTY EIGHT, KY 42130 |
| Document Number | 0002103004 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 2103004 |
| Name | FIRST & FARMERS NATIONAL BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 2, 2050 |
The 2025 property tax bill for 920 Smith Ct was $5,897.
Source: Warren County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bowling Green City |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,897.00 | $700,000 | $700,000 |
| 2023 | $3,490.00 | $407,000 | $407,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Smith Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 Smith Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Stupp Fiber Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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