Santa Cruz County property record for 920 Sir Francis Ave, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,828 sqft · built 1966 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Jan 1999) |
| Tax Bill | $9,113 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-222-03 |
| Primary APN | 036-222-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,828 sqft Living Area |
| Gross Area | 2,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 920 SIR FRANCIS AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | 454 01 |
| Legal Lot Number | 107 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 121801 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 SIR FRANCIS AVE, CAPITOLA, CA 95010-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION LOANS LLC |
| Feb 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VINSON MORTGAGE SERVICES INC |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 1999 · Amount on File |
| Deed Sale | Jan 28, 1999 · Amount on File |
| Deed Document Number | 19996199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 920 SIR FRANCIS AVE, CAPITOLA, CA 95010-2327 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 920 SIR FRANCIS AVE, CAPITOLA, CA 95010-2327 |
| Document Number | 0000018864 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 2025-0018864 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 920 SIR FRANCIS AVE, CAPITOLA, CA 95010-2327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000004189 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 2017-0004189 |
| Name | VINSON MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 920 SIR FRANCIS AVE, CAPITOLA, CA 95010-2327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 920 SIR FRANCIS AVE, CAPITOLA, CA 95010-2327 |
| Document Number | 0000036985 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020-0036985 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,152 (+2%) Land $375,786 Building $322,366 | ||
| 2025 | $9,113.00 (+10.29%) Homeowner's exemption | $684,463 (+4.04%) Land $368,418 Building $316,045 | |
| 2023 | $8,263.00 (+1.35%) Homeowner's exemption | $657,885 Land $354,112 Building $303,773 | $1,361,070 |
| 2022 | $8,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.
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