920 Shagos Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 920 Shagos Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,132 sqft · built 2018
Lot Size	0.121 acres (5,291 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Oct 2016)
Tax Bill	$6,978 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0515371010`

Property Details

APN / Parcel Number

Primary APN	`0515371010`
Alternative APN	`U2131191SE000000000050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,132 sqft Heated Area
1st Floor Area	1,096 sqft
Upper Floors Area	1,036 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,291 sqft (0.121 acres)
Lot Dimensions	143 ft deep x 37 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	332 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0515371010
Street Address	920 SHAGOS DR
City	APOLLO BEACH
State	FL
Zip	33572-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SHAGOS BAY LOT 5
Legal Range	19E
Legal Township	31S
Legal Section	21
Legal Subdivision	SHAGOS BAY
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2000
Census Tract	14117

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	920 SHAGOS DR, APOLLO BEACH, FL 33572-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 26, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HOME LN ALLIANCE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 4, 2016 · Amount on Record
Deed Sale	Oct 4, 2016 · Amount on Record
Prior Sale	Oct 29, 2014 · Amount on Record
Deed Document Number	2016393484
Deed Book / Page	24429 / 1593
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	920 SHAGOS DR, APOLLO BEACH, FL 33572-2442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0264041703
Date	Feb 16, 2019
Book Page	26404/1703
Instrument	2019070432

Lender

Name	PNC BANK NA
Type	Bank
Address	SUN CITY CENTER, FL 33573

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	920 SHAGOS DR, APOLLO BEACH, FL 33572-2442
Document Number	0000432559
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	920 SHAGOS DR APOLLO BEACH FL 335722442, APOLLO BEACH, FL 33572-2442

Mortgage

Document Number	0000432559
Date	Oct 20, 2020
Instrument	432559

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 26, 2017
Property Address	920 SHAGOS DR, APOLLO BEACH, FL 33572-2442
Document Number	0252501633
Book / Page	025250 / 001633
Instrument Date	Sep 22, 2017
Instrument	374754
Transaction Type	Construction Loan
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	695 HILLCREST DR BRANDENBURG KY 401081439, BRANDENBURG, KY 40108-1439

Mortgage

Document Number	252501633
Date	Sep 26, 2017
Book Page	025250/001633
Instrument	374754

Lender

Name	HOME LN ALLIANCE
Type	Funding / Finance Company
Address	TAMPA, FL 33602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,978.00 (+11.67%) Homeowner's exemption	$388,659 (+5.99%)	$489,496 (-1.9%) Land $97,438 Building $392,058
2023	$6,249.00 (+4.18%) Homeowner's exemption	$366,705 (-19.04%)	$498,989 (+10.17%) Land $87,694 Building $411,295
2022	$5,998.00	$452,938 Land $77,950 Building $374,988	$452,938 Land $77,950 Building $374,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 385 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	580 units insured incl. 195 condo units
Nearby Flood Claims	256 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 219 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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