920 SARATOGA DR DURHAM NC 277042393, DURHAM, NC 27704-2393
Mortgage
Document Number
0088280298
Date
Dec 18, 2019
Book Page
008828/000298
Instrument
46911
Lender
Name
LAKEVIEW LN SERVICING
Type
Funding / Finance Company
Address
CORAL GABLES, FL 33146
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 17, 2049
January 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
DURHAM NC
Recording Date
Jan 7, 2019
Property Address
920 SARATOGA DR, DURHAM, NC 27704-2393
Document Number
0085750396
Book / Page
8575 / 396
Map Reference
MB 195 PG 329
Instrument Date
Jan 4, 2019
Instrument
2019000441
Transaction Type
Transfer
Record Updated
Aug 22, 2022
Transaction
Amount
Amount on Record
Tax
$102.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2944 COUNTY ROAD 417, 2944, BRAZORIA, TX 77422-7177
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
902 SARATOGA DR, DURHAM, NC 27704-2393
Mortgage
Document Number
2019000442
Date
Jan 7, 2019
Instrument
2019000442
Lender
Name
FAIRWAY INDEPENDENT MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2049
Tax Assessment & Valuation
The 2026 property tax bill for 920 Saratoga Dr was $3,445, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
Property Jurisdictions
Type
Name
State
North Carolina
County
Durham County
Municipality
Durham City
Unified School District
Durham Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$3,445.00 (+2.53%)
$339,016 (-)Land $55,000Building $284,016
$339,016 (-)Land $55,000Building $284,016
2025
$3,360.00
$339,016Land $55,000Building $284,016
$339,016Land $55,000Building $284,016
2023
$2,338.00 (+2.32%)
$178,552 (-)Land $30,000Building $148,552
$178,552 (-)Land $30,000Building $148,552
2022
$2,285.00
$178,552Land $30,000Building $148,552
$178,552Land $30,000Building $148,552
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 920 Saratoga Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 920 Saratoga Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source
Surface water
Last State Inspection
Mar 2026
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025