Midland County property record for 920 Sandow Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,728 sqft · built 1949 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,500 (Dec 2023) |
| Tax Bill | $3,346 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-60-370 |
| Primary APN | 13-13-60-370 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,266 sqft |
| Unfinished Basement | 1,266 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 82,764 sqft (1.9 acres) |
| Lot Dimensions | 627 ft deep x 132 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 920 SANDOW RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | BEG 660 FT S OF W 1/4 COR TH S 132 FT E 660 FT N 132 FT W 660 FT TO BEG SEC 13 T14N R1E |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 13 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 291200 |
Source: Midland County records, as of August 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 920 SANDOW RD, MIDLAND, MI 48640-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 17, 2019 | Warranty Deed, Transfer |
| Oct 3, 2018 | Deed, Transfer |
| Sep 8, 2017 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Apr 17, 2019 · Amount on Record |
| Deed Document Number | 2023 |
| Deed Book / Page | 1669 / 425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Dec 11, 2023 |
| Property Address | 920 SANDOW RD, MIDLAND, MI 48640-5025 |
| Document Number | 001669/425 |
| Book / Page | 1669 / 425 |
| Instrument Date | Dec 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,473.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 SANDOW RD, MIDLAND, MI 48640-5025 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1075 N 9 MILE RD, SANFORD, MI 48657-9612 |
| Document Number | 0001669426 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 1669/426 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 001669/427 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 1669/427 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 920 SANDOW RD, MIDLAND, MI 48640-5025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CARDINAL FINANCIAL CO LP |
| Name | Verified Name |
|---|---|
| Address | 920 SANDOW RD, MIDLAND, MI 48640-5025 |
| Document Number | 1638/1134 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 1638/1134 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 17, 2019 |
| Property Address | 920 SANDOW RD, MIDLAND, MI 48640-5025 |
| Document Number | 01623/00942 |
| Book / Page | 01623 / 00942 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 01623-00942 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,320.10 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1117 MILL ST, MIDLAND, MI 48640-5471 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 3, 2018 |
| Property Address | 920 SANDOW RD, MIDLAND, MI 48640-5025 |
| Document Number | 1619/0150 |
| Book / Page | 1619 / 0150 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2556 N STURGEON RD, MIDLAND, MI 48642-8310 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 8, 2017 |
| Property Address | 920 SANDOW RD, MIDLAND, MI 48640-5025 |
| Document Number | 1609/0090 |
| Book / Page | 1609 / 0090 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2222 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,500 (+9.81%) | $253,000 (+9.81%) | |
| 2025 | $3,346.00 (+1.03%) Homeowner's exemption | $115,200 (+58.46%) | $230,400 (+58.46%) |
| 2024 | $3,312.00 (+54.69%) | ||
| 2023 | $72,700 | $145,400 | |
| 2022 | $2,141.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 19 (2004–2020) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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