920 San Miguel Rd, Concord, CA 94518 Property Records

Contra Costa County property record for 920 San Miguel Rd, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,071 sqft · built 1942
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$552,500 (Jun 2015)
Tax Bill	$8,289 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-262-001-6`

Property Details

APN / Parcel Number

Primary APN	`130-262-001-6`
Alternative APN	`130-262-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	1,071 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1972
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	920 SAN MIGUEL RD
City	CONCORD
State	CA
Zip	94518-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	POR RO SAN MIGUEL
Legal Subdivision	RO SAN MIGUEL
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	337202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	920 SAN MIGUEL RD, CONCORD, CA 94518-2109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 8, 2017	Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2015 · Amount on File
Deed Sale	Jun 17, 2015 · Amount on File
Prior Sale	Jun 6, 2012 · Amount on File
Deed Document Number	2015123475
Prior Transfer Date	May 29, 2007
Prior Transfer Doc	0000156287
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	920 SAN MIGUEL RD, CONCORD, CA 94518-2109
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SAN MIGUEL RD, CONCORD, CA 94518-2109

Mortgage

Document Number	0000325302
Date	Dec 24, 2020
Instrument	2020-325302

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	920 SAN MIGUEL RD, CONCORD, CA 94518-2109
Document Number	0000059871
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 SAN MIGUEL RD CONCORD CA 945182109, CONCORD, CA 94518-2109

Mortgage

Document Number	0000059871
Date	Mar 30, 2020
Instrument	59871

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	920 SAN MIGUEL RD, CONCORD, CA 94518-2109
Document Number	0000146256
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SAN MIGUEL RD CONCORD CA 945182109, CONCORD, CA 94518-2109

Mortgage

Document Number	0000146256
Date	Aug 14, 2017
Instrument	146256

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$677,289 (+2%) Land $536,687 Building $140,602
2025	$8,289.00 (+4.58%) Homeowner's exemption	$664,010 (+4.04%) Land $526,164 Building $137,846
2023	$7,926.00 (+1.33%) Homeowner's exemption	$638,229 Land $505,734 Building $132,495
2022	$7,822.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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