920 Saint Germain Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 920 Saint Germain Rd, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,930 sqft · built 1998
Lot Size0.187 acres (8,128 sqft)
OwnerIndividual Name on File
Tax Bill$4,162 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN595-480-12-00

Property Details

APN / Parcel Number

Primary APN595-480-12-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,930 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area8,128 sqft (0.187 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address920 SAINT GERMAIN RD
CityCHULA VISTA
StateCA
Zip91913-3152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC17RS7
Legal DescriptionLOT 2 TR 013183
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013183
Legal Block4
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4000
Census Tract13418

Owner

920 Saint Germain Rd is owned and occupied by an individual who acquired it in January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address920 SAINT GERMAIN RD, CHULA VISTA, CA 91913-3152
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2024
Deed SaleJan 3, 2024
Prior SaleMar 8, 2011 · Amount on File
Deed Document Number2024827
Prior Transfer DateDec 22, 2023
Prior Transfer Doc0000000827
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 3, 2024
Property Address920 SAINT GERMAIN RD, CHULA VISTA, CA 91913-3152
Document Number0000000827
Map ReferenceMAP 13183
Instrument DateDec 22, 2023
Instrument2024-0000827
Transaction TypeTransfer
Record UpdatedJan 11, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 SAINT GERMAIN RD, CHULA VISTA, CA 91913-3152

Mortgage

Document Number0000000828
DateJan 3, 2024
Instrument2024-0000828
Lender
NameDYNAGEN LENDING LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 920 Saint Germain Rd was $4,162 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$486,765 (+2%) Land $145,339 Building $341,426
2025$4,162.00$477,222 Land $142,490 Building $334,732
2023$4,064.00 (+0.22%)$458,693 Land $136,958 Building $321,735
2022$4,055.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 920 Saint Germain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Saint Germain Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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